Chase Business Complete Banking

From $15

Startups that handle cash, want in-person banker support, or plan to borrow from a large bank and want a relationship there early.

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Quick overview

Pricing: $15/month, waivable (for example with a $2,000 minimum daily balance)
Plans: Monthly service fee $15, waived when you meet any one of: $2,000 minimum daily ending balance; $2,000 in eligible Chase Payment Solutions deposits such as QuickAccept; $2,000 in eligible purchases on a Chase Ink or Sapphire Reserve for Business card; a linked Chase Private Client Checking, JPMorgan Classic Checking or Private Client Checking Plus account; Chase Military Banking requirements. First two monthly fees waived or refunded for new accounts. Does not earn interest. Electronic deposits, ACH and ATM transactions, QuickDeposit and debit card purchases: no charge; first 20 banker transactions and paper checks free, then $0.50 each. Cash: unlimited at Chase ATMs; $5,000 per statement period in branch, then 0.30%. Wires: incoming $15 (or $0 if originally sent with a Chase banker or via chase.com or Chase Mobile); outgoing domestic $25 online or $35 in branch; outgoing international USD $40 online; international FX online $5 ($0 for $5,000 or more); international in branch $50. Non-Chase ATM $3 in the US, $5 outside, plus owner surcharge. QuickAccept card acceptance: 2.6% + $0.10 in person, 3.5% + $0.10 keyed or payment link, 2.9% + $0.25 ecommerce. Fee schedule effective 06/14/2026. Deposits held at JPMorgan Chase Bank, N.A., Member FDIC.
G2 rating: Not yet verified
Comparisons: Featured in 1 comparison

Key features

Branch network and unlimited cash deposits at Chase ATMs
Built-in card acceptance with Chase QuickAccept
Five ways to waive the $15 monthly fee
Access to Chase business credit cards, loans and lines of credit
Deposits held directly at a bank (JPMorgan Chase Bank, N.A.)

Pros

Branches and Chase ATMs for cash and in-person help
Card acceptance built into the account
Easy fee waiver with a $2,000 daily balance
A direct bank relationship, not a fintech partner setup

Cons

Outgoing wires cost $25 to $50
No interest on the checking balance
Standard FDIC coverage only, with no built-in sweep to raise it

Chase Business Complete Banking in our comparisons

Accounting & Finance

Best Business Bank Accounts for Startups

Mercury is the best default business bank account for most US startups: no monthly fee, $0 domestic and USD international wires, and up to $5M in FDIC coverage through partner banks' sweep networks. Choose Brex if you are funded and want cards and spend management in the same product, or Chase if you handle cash.

Emily RodriguezUpdated October 2026