Skip to main content
Accounting & Finance

Zoho Books vs Sage Intacct

Which accounting & finance tool is right for you? Compare features, pricing, and user reviews to make the best choice.

Z

Zoho Books

4.41,800 reviews

Small businesses and growing teams that want an affordable, automation-friendly cloud accounting system with strong invoicing, bank reconciliation, and integrations—especially those already using the Zoho ecosystem.

Starting at Free–$275/month (plan-based; not per-user)
S

Sage Intacct

4.31,200 reviews

Mid-market organizations (including multi-entity companies and nonprofits) that need cloud financial management with strong reporting, controls, and scalability beyond entry-level accounting tools.

Starting at Quote-based

Side-by-Side Comparison

FeatureZoho BooksSage Intacct
PricingFree–$275/month (plan-based; not per-user)Quote-based
G2 Rating4.4 (1,800 reviews)4.3 (1,200 reviews)
Capterra Rating4.44.3
Best ForSmall businesses and growing teams that want an affordable, automation-friendly cloud accounting system with strong invoicing, bank reconciliation, and integrations—especially those already using the Zoho ecosystem.Mid-market organizations (including multi-entity companies and nonprofits) that need cloud financial management with strong reporting, controls, and scalability beyond entry-level accounting tools.

Pros & Cons

Zoho Books

Pros

  • + Strong value with a capable free tier and scalable plans
  • + Robust invoicing/AR features (recurring invoices, client portal, payment links)
  • + Good bank reconciliation and reporting for day-to-day bookkeeping
  • + Integrates well with Zoho apps and many third-party services

Cons

  • Advanced accounting needs (complex inventory/manufacturing, multi-entity consolidation) may require add-ons or other tools
  • Some features and pricing vary by country/region and can be confusing to compare
  • Learning curve for setting up workflows, taxes, and templates to match local requirements

Sage Intacct

Pros

  • + Powerful dimensional reporting and customizable dashboards for fast, flexible financial insights
  • + Strong multi-entity consolidation and intercompany capabilities for growing organizations
  • + Automation for AP/workflows reduces manual work and improves controls/audit readiness
  • + Broad integration ecosystem and API support for connecting to CRM, expenses, payroll, and more

Cons

  • Quote-based pricing and implementation costs can be high and vary widely by scope
  • Configuration and reporting flexibility can require admin expertise or partner support
  • Some advanced capabilities are add-on modules, increasing total cost and complexity