Zoho Books

Accounting & Finance

Small businesses and growing teams that want an affordable, automation-friendly cloud accounting system with strong invoicing, bank reconciliation, and integrations—especially those already using the Zoho ecosystem.

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Quick Overview

Pricing: Free–$275/month (plan-based; not per-user)
Details: Free tier (limited features/users); paid plans scale by features/users and can reach ~$275/month (varies by region/billing cycle).
G2 Rating: 4.4 / 5.0
Capterra: 4.4 / 5.0
Comparisons: Featured in 1 comparison

Key Features

Invoicing, estimates/quotes, and recurring billing
Bank feeds, bank reconciliation, and cashflow tracking
Expense tracking, vendor bills, and purchase orders
Sales tax/VAT/GST support and compliance-ready reports
Client portal, online payments, and automation/workflows

Pros

+Strong value with a capable free tier and scalable plans
+Robust invoicing/AR features (recurring invoices, client portal, payment links)
+Good bank reconciliation and reporting for day-to-day bookkeeping
+Integrates well with Zoho apps and many third-party services

Cons

−Advanced accounting needs (complex inventory/manufacturing, multi-entity consolidation) may require add-ons or other tools
−Some features and pricing vary by country/region and can be confusing to compare
−Learning curve for setting up workflows, taxes, and templates to match local requirements

Zoho Books in Our Comparisons

Accounting & Finance18 min read

QuickBooks vs Xero vs FreshBooks vs Zoho Books vs Sage Intacct - 2025 Honest Review & Comparison

Comparing QuickBooks, Xero, FreshBooks & more. Honest accounting & finance reviews with pricing, features, pros/cons. Updated Dec 2025.

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David Park

Updated December 2025