From $25G2 4.4 · 1,674 reviews
Small businesses and growing SMEs that want cloud accounting with strong bank reconciliation, invoicing, and a large integrations marketplace—especially teams working with external accountants/bookkeepers.
Quick overview
- Pricing
- $25–$90/month
- Plans
- US list prices, billed monthly, no per-user fees: Early $25/month (20 invoices, 5 bills), Growing $55/month (unlimited invoices and bills), Established $90/month. Xero Payroll (powered by Gusto) is an add-on from $36/month plus $6 per person. Introductory discounts for new customers are common; pricing varies by region.
- G2 rating
- 4.4 / 5.0
- Comparisons
- Featured in 1 comparison
Key features
- Invoicing, quotes, and online payments (via integrations)
- Bank feeds and bank reconciliation
- Bills, purchase orders, and accounts payable workflows
- Financial reporting (P&L, balance sheet, cash flow) and budgeting (via apps)
- Integrations ecosystem (payroll, inventory, time tracking, e-commerce) and accountant collaboration
Pros
- Excellent bank reconciliation and bank feed workflows
- Clean, modern UI with strong core accounting coverage
- Large app marketplace for extending payroll, inventory, and payments
- Easy collaboration with accountants and multi-user access controls
Cons
- Advanced features (payroll, inventory, budgeting) often require paid add-ons or third-party apps
- Pricing and plan limits can change by region; costs can rise as you add users/apps
- Some users report occasional bank feed sync issues and support response variability
Emily Rodriguez