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Accounting & Finance

QuickBooks vs Xero

Which accounting & finance tool is right for you? Compare features, pricing, and user reviews to make the best choice.

Q

QuickBooks

4.03,300 reviews

Small businesses and growing SMBs that want cloud accounting with strong invoicing, bank reconciliation, and a large ecosystem of integrations and accountants/bookkeepers familiar with the platform.

Starting at $35/month (Simple Start)
X

Xero

4.36,500 reviews

Small businesses and growing SMEs that want cloud accounting with strong bank reconciliation, invoicing, and a large integrations marketplace—especially teams working with external accountants/bookkeepers.

Starting at $15-$78/month

Side-by-Side Comparison

FeatureQuickBooksXero
Pricing$35/month (Simple Start)$15-$78/month
G2 Rating4.0 (3,300 reviews)4.3 (6,500 reviews)
Capterra Rating4.34.4
Best ForSmall businesses and growing SMBs that want cloud accounting with strong invoicing, bank reconciliation, and a large ecosystem of integrations and accountants/bookkeepers familiar with the platform.Small businesses and growing SMEs that want cloud accounting with strong bank reconciliation, invoicing, and a large integrations marketplace—especially teams working with external accountants/bookkeepers.

Pros & Cons

QuickBooks

Pros

  • + Widely adopted with strong accountant/bookkeeper support and talent availability
  • + Large app ecosystem (payments, payroll, e-commerce, CRM, expense tools, etc.)
  • + Solid automation for bank feeds, rules, and recurring transactions
  • + Scales across multiple plans with advanced features available as you grow

Cons

  • Costs can rise quickly with higher tiers and add-ons (payroll, payments, time, etc.)
  • Some features are plan- or region-dependent, creating complexity when upgrading
  • Occasional bank feed sync issues and support experiences vary by channel/plan

Xero

Pros

  • + Excellent bank reconciliation and bank feed workflows
  • + Clean, modern UI with strong core accounting coverage
  • + Large app marketplace for extending payroll, inventory, and payments
  • + Easy collaboration with accountants and multi-user access controls

Cons

  • Advanced features (payroll, inventory, budgeting) often require paid add-ons or third-party apps
  • Pricing and plan limits can change by region; costs can rise as you add users/apps
  • Some users report occasional bank feed sync issues and support response variability