Why SaaS Management Matters More in 2026
A mid-size company can easily run a few hundred SaaS apps. Some were bought through procurement, many were put on a corporate card, and a growing number are AI tools that someone in marketing or engineering signed up for last month. Nobody has the full list, nobody knows who still has access after they leave, and renewals arrive as surprises.
A SaaS management platform (SMP) exists to fix that. The core job has three parts:
- Discovery: find every app in use, including the ones IT never approved, by reading data from your identity provider, finance and expense systems, browser extensions and direct integrations.
- Spend and renewals: see what each app costs, how many licenses are actually used, and when each contract renews, so you can cut waste before you sign again.
- Access and lifecycle: automate onboarding and offboarding, run access reviews, and remove accounts that should not exist.
In 2026 two things changed the market. First, every vendor in this guide now tracks AI tools and AI spend (tokens, models, per-team usage) because AI subscriptions are the fastest-growing line in most software budgets. Second, the category is consolidating fast. In the last eight months alone:
- Productiv, one of the best-known SMPs, shut down in August 2026 with only a few days' notice to customers.
- BetterCloud was acquired by CoreStack (March 2026) and now brands itself "A CoreStack Company".
- Vendr became part of Vertice (June 2026), a procurement platform.
- Torii signed an agreement to be acquired by Freshworks (announced October 12, 2026; expected to close in Freshworks' fourth fiscal quarter of 2026).
- Zluri was acquired by Infotech, the IT research and advisory firm (announced October 14, 2026), and will run as a standalone division.
That much churn matters for a buyer. An SMP becomes your system of record for software, contracts and access. Picking one whose roadmap changes direction a year after you sign, or that disappears, is expensive. So this guide weighs ownership and direction alongside features.
We compare six live products: 1Password SaaS Manager, Torii, Zylo, BetterCloud, Zluri and Cledara. We did not run hands-on tests of these tools for this article; everything below comes from the vendors' own sites and announcements, checked in October 2026. Where a vendor does not publish a price, we say so instead of guessing.
1Password SaaS Manager review
1Password SaaS Manager is the product that came out of 1Password's January 2025 acquisition of Trelica, a UK SaaS access management company. 1Password has since folded it into its "Unified Access" platform alongside its Enterprise Password Manager, Device Trust and Privileged Access products, and you can buy SaaS Manager on its own or as part of that platform. 1Password says it was named a Leader in the 2026 Gartner Magic Quadrant for SaaS Management Platforms.
What it does well
The biggest strength is discovery. 1Password says SaaS Manager finds apps from identity providers, SSO, finance systems, HR systems, the 1Password browser extension and 1Password password vaults. That last source is unusual: if employees save a login for an app in 1Password, that is a strong signal the app exists, even if it never touched your SSO or a corporate card. For mid-size companies, where a lot of software lives outside SSO because SSO costs extra on many SaaS plans, this matters.
On the control side, SaaS Manager offers no-code, policy-based workflows for provisioning and deprovisioning, access requests and access reviews. 1Password says it has 400+ integrations and will add new app connectors on request, for free, where the app has an open API. Access reviews come with an exportable audit trail for SOC 2 and ISO 27001 evidence.
For spend, it flags unused licenses and redundant apps, tracks renewals, and uses AI to pull key terms out of uploaded contracts. The newest piece is AI spend and consumption tracking: SaaS Manager connects to AI vendors (1Password names Cursor, Claude and OpenAI) and breaks down usage and cost by team, user, model and API key, with token budgets and burn-rate alerts. There is also an MCP server that gives AI tools read-only access to SaaS Manager data.
Pricing
Pricing is by quote and not published. The 1Password enterprise pricing page lists SaaS Manager with "Request a quote" and says pricing is tailored to your needs.
Where it falls short
- No public pricing, so you cannot sanity-check cost before a sales call.
- Its spend features are solid but less deep than Zylo's for large, finance-led software portfolios (benchmarks, cost allocation across many business units).
- The value case is strongest when you also run 1Password; if your company uses a different password manager, you lose the vault-based discovery and some of the platform story.
Who it's for: mid-size companies (roughly a few hundred to a few thousand employees) where IT and security own SaaS management and want discovery, offboarding and access reviews in one place, ideally already using 1Password.
Who should skip it: large enterprises whose main buyer is procurement or FinOps and who need deep benchmarking and allocation; tiny teams that just want to see their software bills.
Torii review
Torii has been one of the leading independent SMPs for years and is named a Leader in the 2026 Gartner Magic Quadrant for SaaS Management Platforms, according to Torii. On October 12, 2026, Torii announced a definitive agreement to be acquired by Freshworks. Until the deal closes, Torii operates as an independent company and says nothing changes for customers. After closing, Freshworks plans to bring Torii's SaaS and AI governance into Freshservice, its IT service management product.
What it does well
Torii now sells three products: Torii SMP (app discovery, savings and renewals), Torii Identity (access reviews, access requests, joiner-mover-leaver automation and non-human identity management) and Torii AI (AI app discovery, token and model usage, AI spend by department and ROI reporting).
Discovery is the core. Torii pulls data from identity providers, HR systems, MDM and directories; finance, ERP, expense and contract systems; ticketing and asset tools; and shadow IT signals from its browser extension and OAuth grants. It says it has hundreds of pre-built integrations and lets you build your own connectors with AI, an API or CSV. You can work with it through the web app, an MCP server, a CLI, the API or its Eko agents.
On spend, Torii SMP covers license and renewal workflows, contract and expense integrations, app comparisons, renewal forecasting, benchmarks and license optimization insights. The AI Dashboard shows which users consume the most tokens and which models are overused, which is useful as AI bills grow.
Torii says it is SOC 2 Type II and GDPR compliant, with SSO-only access, audit trails and opt-out AI controls.
Pricing
Pricing is by quote and not published. The Torii pricing page lists its three products with "Get started" buttons and no prices.
Where it falls short
- The Freshworks deal adds uncertainty. If you run ServiceNow, Jira Service Management or another ITSM, ask how Torii will be sold and supported for non-Freshservice customers after the deal closes, and get renewal terms in writing.
- No public pricing.
- With three separate products, you need to be clear which modules you are buying; identity governance and AI management are separate from the core SMP.
Who it's for: IT teams at scale-ups and mid-size companies that want a dedicated, mature SMP with strong discovery and automation, and Freshservice customers in particular, who should benefit most from the planned integration.
Who should skip it: buyers who need a vendor with a settled long-term roadmap today and are not on Freshservice; very small teams.
Zylo review
Zylo positions itself as "the enterprise standard for SaaS and AI spend management", and that is an accurate description of who it is built for. Zylo says it has been named a Leader in the Gartner Magic Quadrant for SaaS Management Platforms in 2024, 2025 and 2026, and was the only provider named a Customers' Choice in the 2025 Gartner Peer Insights "Voice of the Customer" report for SMPs. Its customer quotes on the homepage come from companies such as Hyatt, FIS and The Home Depot. Zylo remains independent.
What it does well
Zylo is a system of record for software spend, usage and contracts, aimed at IT asset management, procurement and FinOps teams. Its plans show the focus:
- Zylo Core: AI-powered app discovery, continuous spend visibility, usage data connections, direct integrations, automated alerts and reports, app comparisons.
- Zylo Premium: adds portfolio and pricing benchmarks, actions for Okta or Microsoft Entra, Jira ITSM automations, a full read/write API and cost allocation.
- Zylo Enterprise: adds support for multiple business units, M&A, sandbox environments and premium security features.
Zylo says its platform is powered by more than $100 billion of AI, SaaS and cloud spend data, which feeds its benchmarks. Zylo Clarity AI flags savings opportunities and drafts the workflow to capture them, and an MCP server exposes Zylo data to other AI tools. It also has AI cost management for tracking AI spend.
Zylo also sells services, which is unusual in this list: SaaS Operations (help running your SaaS management program) and SaaS Negotiator (help negotiating renewals). If your team is thin, that service layer is a real advantage.
Pricing
Pricing is by quote and not published. Zylo's pricing page lists Core, Premium and Enterprise with "Request a Quote" and no free tier or trial.
Where it falls short
- It is built for big portfolios. A 250-person company will not use multi-business-unit support, M&A tooling or sandbox environments.
- Identity governance and lifecycle automation are lighter than in Torii, BetterCloud, Zluri or 1Password; Zylo's center of gravity is spend, not access.
- Okta/Entra actions and Jira automations start on Premium, not Core.
Who it's for: large enterprises (and upper mid-market companies with large software budgets) where procurement, finance or IT asset management lead SaaS management and the main goal is cutting and controlling spend.
Who should skip it: mid-size companies whose main problem is offboarding and access, and any team that wants a light, self-serve tool.
BetterCloud review
BetterCloud is one of the oldest names in SaaS management and is best known for automating IT tasks across SaaS apps, especially Google Workspace. CoreStack, a cloud governance and FinOps company, acquired BetterCloud on March 31, 2026, and BetterCloud now carries the tagline "A CoreStack Company". The stated plan is a combined "Agentic Governance Operating System" that governs cloud infrastructure, SaaS and AI in one place.
What it does well
BetterCloud sells three modules, alone or as the full platform:
- User Automation: unlimited actions in a no-code workflow builder, unlimited integrations across your SaaS stack, advanced conditional logic, dynamic fields and custom attributes, and a self-service agent for common IT requests.
- Spend Optimization: a single view of purchased apps, users and contracts, license reclamation, app and usage insights from a Chrome browser extension, SSO and direct integrations, and contract benchmarking for renewals.
- Workspace Management for Google: granular Google Workspace controls, lifecycle automation, bulk user updates, email signature enforcement, and file sharing insights and remediation for Shared Drives and My Drives.
BetterCloud says it supports over 100 integrations and connects to more through its open API. It also advertises a guarantee: 3x ROI in 90 days, written into the contract.
Pricing
The platform is priced by quote. BetterCloud says pricing reflects license count, connected apps, chosen modules and add-ons such as Data Loss Prevention, with volume and term discounts possible. Ways to start for less:
- Spend Optimization Basic: $0/month, with a look at license utilization and contract management.
- File Governance: free 21-day trial (Google Workspace file sharing security).
- BetterRenewal: pricing benchmark data for renewals, with the first contract free.
- Special pricing for educational institutions.
Where it falls short
- The CoreStack acquisition shifts the story toward cloud, SaaS and AI governance for large organizations. Ask where SaaS-only, mid-size customers fit in the roadmap.
- The Google Workspace module is a major part of the value; Microsoft 365-centric companies get less from it.
- Integration count (100+ per BetterCloud) is lower than the figures Zluri and 1Password publish, though counts are not directly comparable.
Who it's for: IT teams, especially in Google Workspace companies, whose biggest pain is manual onboarding, offboarding and admin work, and who want strong no-code automation.
Who should skip it: finance-led buyers who mainly want spend analytics; Microsoft-centric shops that won't use the Google module.
Zluri review
Zluri started as a SaaS management platform and has moved firmly toward identity security. Its homepage now leads with "Discover, Govern and Secure Every Human and Non Human Identity", and its products are Identity Visibility & Intelligence (IVIP), Identity Governance & Administration (IGA), Identity Security Posture Management (ISPM) and the SaaS Management Platform (SMP), all built on its IRIS identity intelligence layer. On October 14, 2026, Infotech (formerly Info-Tech Research Group) announced it had acquired Zluri. Zluri will run as a standalone division and keep its product and engineering teams in Bengaluru, and its discovery and identity governance products will also become core modules of Infotech's new CIO Analytics platform.
What it does well
Zluri's SMP covers discovery, shadow IT and AI app monitoring, license optimization and renewals. Zluri says it has a catalog of 239K+ apps with auto-classification and 300+ direct API integrations, plus a native iPaaS engine and SDKs. It can classify apps as managed, unmanaged or shadow IT and alert admins and users when restricted apps are accessed. It can automatically reclaim or downgrade licenses based on usage thresholds, send renewal alerts and forecast future license needs and spend.
Where Zluri goes further than most SMPs is identity: access requests, automated access reviews, joiner-mover-leaver workflows, segregation of duties checks, over-privilege and dormant account detection, and coverage of non-human identities such as service accounts and API tokens. Its "universal identity connector" aims to cover cloud, on-prem, homegrown and custom apps even without a native integration. Zluri markets compliance readiness for SOC 2, ISO 27001, HIPAA, SOX ITGC and PCI DSS.
Pricing
Pricing is by quote and not published. Zluri's pricing link goes straight to its demo request page.
Where it falls short
- SaaS spend management is now one module in an identity security platform. If spend and renewals are your main goal, a spend-focused tool will feel more direct.
- The acquisition is days old as we write. Zluri says it will keep serving existing customers, but plans for product direction and pricing under Infotech are not yet public.
- No public pricing.
Who it's for: mid-size and larger companies that want to solve access governance (reviews, lifecycle, least privilege, audit evidence) and SaaS visibility with one vendor.
Who should skip it: finance-led buyers who mainly want spend and renewal control; small teams that don't need IGA.
Cledara review
Cledara comes at SaaS management from the finance side. It is a UK-based platform to buy, pay for, track and cancel software, with virtual cards at its core. Cledara says it has 1,000+ customers. It is the only tool in this guide that publishes prices.
What it does well
You pay for each app with a Cledara virtual card, so every subscription is tracked from the moment you buy it. That gives finance teams real-time spend visibility, renewal alerts, spend limits and budgets, and the ability to cancel a subscription by cancelling its card. Accounting integrations cover Xero and QuickBooks on Basic, with NetSuite on Premium. Premium adds purchasing and approval workflows, automatic invoice capture and reconciliation, and advanced reporting and forecasting.
Optional modules add IT-side features:
- Spend Optimization: usage and seat utilization insights, alerts for duplicate tools and price increases, software pricing benchmarks and an AI negotiation and renewal copilot.
- IT Management: software access request workflows, shadow IT usage insights, onboarding and offboarding, and HR tool integration.
- Software Compliance: vendor ISO 27001 and SOC 2 checks and compliance questionnaires.
Cledara says it is SOC 2 Type I and Type II certified and supports multiple entities.
Pricing (US prices, from Cledara's pricing page)
- Basic: $75/month or $750/year, up to 20 software applications.
- Premium: $200/month or $2,000/year, up to 75 software applications.
- Pro: from $500/month or $5,000/year, a tailored package that adds Okta SSO, bank-transfer expense payments and a dedicated implementation and success manager.
- Add-on modules (Spend Optimization, IT Management, Software Compliance): $150/month each.
Annual billing saves about 16% (two months free), and Cledara says you can cancel at any time. UK and European visitors see the same figures in pounds.
Where it falls short
- The 20- and 75-app limits on Basic and Premium are low for a mid-size company with hundreds of apps.
- Discovery and access control are add-ons and lighter than in the IT-led tools; there is no identity governance to speak of.
- The card-based model works best if you are willing to move software payments onto Cledara.
Who it's for: startups and small to mid-size companies where finance owns software spend and wants clean payments, approvals and renewal control at a known price.
Who should skip it: companies with hundreds of apps and serious offboarding, access review or compliance needs.
Head-to-Head Comparison
Discovery: how each tool finds your apps
All six find apps through some mix of SSO/identity providers, finance data and integrations. The differences are in the extra signals:
- 1Password SaaS Manager adds the 1Password browser extension and password vaults, which catch apps that never touch SSO or a corporate card.
- Torii adds a browser extension, OAuth grants, MDM, ticketing and asset data, and covers desktop and AI apps.
- BetterCloud uses a Chrome browser extension, SSO and direct integrations.
- Zluri relies on its 300+ integrations, a 239K+ app catalog and identity data across SaaS, cloud and on-prem.
- Zylo emphasizes expense and purchasing data plus usage connections, which suits procurement-led programs.
- Cledara tracks what you pay for through its cards and accounting integrations; shadow IT discovery is an add-on.
If shadow IT and shadow AI are your main worry, 1Password SaaS Manager, Torii and Zluri have the broadest discovery.
Spend, renewals and AI costs
Zylo is the strongest for spend: benchmarks drawn from a large spend dataset, cost allocation, multi-business-unit support and a negotiation service. Torii and 1Password SaaS Manager cover license optimization, renewals and AI token tracking well for mid-size needs. BetterCloud offers license reclamation, contract benchmarking and BetterRenewal. Zluri automates license reclamation and forecasts spend. Cledara gives the cleanest view of what you actually pay, because it processes the payments.
For AI spend specifically, 1Password (by team, user, model and API key, with burn-rate alerts), Torii (AI Dashboard with token and model usage) and Zylo (AI cost management) are the most explicit about it.
Access, offboarding and compliance
Zluri goes deepest on identity governance (IGA, access reviews, segregation of duties, non-human identities). Torii Identity and 1Password SaaS Manager cover access requests, reviews and lifecycle automation well. BetterCloud has the most flexible no-code lifecycle automation. Zylo offers Okta and Entra actions on Premium. Cledara adds onboarding and offboarding through its IT Management module.
Pricing transparency
Only Cledara publishes prices. BetterCloud offers a free Spend Optimization Basic tier and a 21-day File Governance trial. Everyone else is quote-only. Expect to share your headcount, app count and modules to get a number, and compare quotes on the same scope.
Ownership and roadmap risk
This is unusually important in 2026:
- Zylo and Cledara are independent.
- 1Password SaaS Manager is a product of 1Password, a large security vendor that bought Trelica in January 2025 and has built SaaS Manager into its main platform.
- BetterCloud is owned by CoreStack (since March 2026).
- Torii is being acquired by Freshworks (pending; expected to close in Freshworks' Q4 2026).
- Zluri was just acquired by Infotech (October 2026) and runs as a standalone division.
Productiv's shutdown in August 2026, with days of notice, is a reminder to check data export options and contract exit terms with any vendor.
How to Choose: Decision Framework
1. Decide who owns the problem.
- IT and security lead: look first at 1Password SaaS Manager, Torii, BetterCloud or Zluri.
- Finance, procurement or FinOps lead: look at Zylo (large companies) or Cledara (small companies).
2. Name the main pain.
- "We don't know what we have": prioritize discovery breadth (1Password SaaS Manager, Torii, Zluri).
- "Offboarding is manual and risky": prioritize lifecycle automation (BetterCloud, Torii, 1Password SaaS Manager, Zluri).
- "Auditors want access reviews": prioritize governance (Zluri, Torii Identity, 1Password SaaS Manager).
- "Renewals keep surprising us and costs keep rising": prioritize spend and renewals (Zylo, Torii, Cledara).
- "AI tool spend is out of control": prioritize AI spend tracking (1Password SaaS Manager, Torii, Zylo).
3. Match your size.
- Under about 150 people with mostly finance-owned software: Cledara.
- Roughly 200 to 3,000 people: 1Password SaaS Manager, Torii, BetterCloud or Zluri.
- Large enterprise with a big, multi-entity software portfolio: Zylo, with Torii and 1Password SaaS Manager also worth a look.
4. Check your existing stack.
- Already on 1Password: SaaS Manager is the natural first call.
- On Freshservice: Torii should fit best after the Freshworks deal.
- Google Workspace-heavy: BetterCloud's Google module is a real advantage.
- Okta or Entra as your identity provider: confirm each vendor's integration depth; Zylo puts Okta/Entra actions on Premium.
5. Ask the hard questions in every demo.
- Who owns the company today, and what is the 24-month roadmap for this product?
- How do we export all our data (inventory, contracts, usage history, audit logs) if we leave?
- What exactly is included in the quote: modules, integrations, number of apps or employees?
- Which discovery sources need extra installs (browser extension, agents) and how do employees experience them?
The Verdict: Final Recommendations
Our pick for most mid-size companies: 1Password SaaS Manager. It covers the three core jobs well (discovery, spend and access), its discovery reaches apps outside SSO through the browser extension and vaults, it has 400+ integrations by 1Password's count, and it tracks AI spend in detail. Just as important in this market, it belongs to a large, stable security vendor that has made it a core part of its platform. The main drawbacks are quote-only pricing and a weaker fit if you don't use 1Password.
Runner-up: Torii. On features alone, Torii is as strong a choice for mid-size IT teams. The pending Freshworks acquisition is the reason it is not our top pick. If you run Freshservice, it may become the best option of all; if you don't, get clear answers on the post-deal roadmap first.
Best for large enterprises: Zylo. The deepest spend management, benchmarks and allocation, plus services to help run the program and negotiate renewals.
Best for Google Workspace and IT automation: BetterCloud. The most capable no-code lifecycle automation, a strong Google Workspace module and a free tier to start with.
Best for identity governance: Zluri. Choose it when access reviews, least privilege and audit evidence matter as much as SaaS spend.
Best for small finance-led teams: Cledara. Transparent pricing, virtual cards and approvals, at a price a small company can see up front.
Why Productiv and Vendr are not on this list: Productiv shut down in August 2026, so it is no longer an option. Vendr is now part of Vertice and is positioned as an AI procurement and negotiation platform (pricing benchmarks and automated negotiations), not a SaaS management platform. It helps you pay less for each contract, but it does not discover apps, track usage or manage access. If you want negotiation help alongside an SMP, Zylo's SaaS Negotiator service, BetterCloud's BetterRenewal and Cledara's negotiation copilot cover part of that ground.
Conclusion
SaaS management is no longer just about finding shadow IT. In 2026 the job includes AI spend, access governance and audit evidence, and the vendors are consolidating around those needs. For most mid-size companies, 1Password SaaS Manager is the best balance of capability and stability today, with Torii a close second whose future depends on the Freshworks deal. Larger, spend-focused organizations should look at Zylo, Google Workspace shops at BetterCloud, identity-first buyers at Zluri, and small finance-led teams at Cledara.
Whichever you shortlist, run demos on the same scope, ask for pricing on the same modules, and get data export and exit terms in writing. After this year, that last step is not optional.
