Emburse Spend

From $8

Growing U.S. and Australian businesses with lean finance teams that want active-user pricing and a path to enterprise travel and expense tools.

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Quick overview

Pricing: Basic $8/active user/month; Plus $12/active user/month
Plans: Basic: $8 per user per month; AI receipt capture and matching, unlimited receipt storage, missing receipt reminders, mileage, customizable policies and approval workflows, connect existing cards, connect Emburse Cards (prepaid, no fees) and virtual card issuance, ACH reimbursements (up to 50), QuickBooks Online, QuickBooks Desktop and Xero, SAML SSO. Plus: $12 per user per month; adds role-based visibility rules, manager card issuing with limits, unlimited ACH reimbursements, NetSuite and Sage Intacct, SFTP exports, multi-entity ACH, Slack, Salesforce and API access. Custom: quote; AI compliance and audit, premium ERP connectors, advanced analytics, travel management. Billing is per active user (anyone who submits an expense that month; approvers who do not submit are not counted). The pricing page does not say whether prices are monthly or annual. 30-day free trial for very small organizations. Available in English for companies in the U.S. and Australia. Emburse also sells Expense Professional and Expense Enterprise for larger organizations through sales.
G2 rating: Not yet verified
Comparisons: Featured in 1 comparison

Key features

AI receipt capture and transaction matching
Works with existing Amex, Mastercard or Visa programs, or prepaid Emburse Cards
Policies, approval workflows, mileage and ACH reimbursements
QuickBooks and Xero on Basic; NetSuite and Sage Intacct on Plus
Upgrade path to Emburse's enterprise expense and travel products

Pros

Bills only people who submit expenses
Reimbursements and QuickBooks or Xero on the $8 Basic plan
Can keep your current card program
Same vendor offers enterprise expense, travel and AP tools

Cons

No free plan; trial only for very small organizations
NetSuite, Sage Intacct and unlimited ACH reimbursements need Plus
Spend is only offered to U.S. and Australian companies; complex international needs go to other Emburse products

Emburse Spend in our comparisons

Accounting & Finance

Best Expense Management Software

Ramp is the best expense management software for most U.S. small businesses that qualify: its free plan covers cards, receipts, approvals, reimbursements and QuickBooks or Xero sync. Choose Brex for funded startups with global teams, or Expensify if you want to keep your current cards.

Emily RodriguezUpdated October 2026