Expensify

Small businesses that mainly need receipt capture and employee reimbursements, want to keep their current cards, or cannot meet the cash requirements of Ramp or Brex.

Visit Expensify ↗See full comparison

Quick overview

Pricing: Collect $5/member/month (pay-per-use); Control from $18/member/month (annual)
Plans: Collect: $5 per unique member per month, pay-per-use only (no annual option); expense tracking, receipt scanning, reimbursements, simple approvals, QuickBooks and Xero connections. Control: annual subscription $18 per member included in your subscription size per month plus $36 per active member above that size; pay-per-use $36 per active member per month. Annual Control workspaces get up to 50% off based on the share of approved USD spend on the Expensify Card, so as low as $9 per member per month. Control adds multi-level approvals, company card management, NetSuite and Sage Intacct, Workday and BambooHR, custom rules and SAML SSO. Free Submit plan for individuals submitting to an approver (no approvals, payments, company cards or accounting integrations). Expensify Visa Commercial Card: no platform fees, deposits, personal guarantees or credit checks; 1% cash back, 2% when spend is over $250,000 per month across cards (USD purchases on U.S. cards only); no foreign transaction fees; issued by The Bancorp Bank, N.A.; available to registered businesses with a USD, GBP or EUR bank account in the U.S., U.K. and listed EU countries.
G2 rating: 4.5 / 5.0
Comparisons: Featured in 2 comparisons

Key features

SmartScan receipt capture and expense reports from mobile, web or email
Reimbursements, approvals and QuickBooks or Xero export on the $5 Collect plan
Multi-level approvals, NetSuite, Sage Intacct and SSO on Control
Works with your existing company cards, or the optional Expensify Card
Expensify Card with no personal guarantee or credit check, issued in the U.S., U.K. and parts of the EU

Pros

Flat $5 per member on Collect with no annual commitment
Works with any company card; the Expensify Card is optional
Expensify Card needs no credit check or personal guarantee
Card available to businesses in the U.S., U.K. and several EU countries

Cons

Collect bills every workspace member, not only active ones
Control costs $18 to $36 per member unless most spend runs on the Expensify Card
The 2% cash back tier needs more than $250,000 per month in card spend

Expensify in our comparisons

Accounting & Finance

Best Expense Management Software

Ramp is the best expense management software for most U.S. small businesses that qualify: its free plan covers cards, receipts, approvals, reimbursements and QuickBooks or Xero sync. Choose Brex for funded startups with global teams, or Expensify if you want to keep your current cards.

Emily RodriguezUpdated October 2026

Accounting & Finance

Expensify alternatives

Switch to Ramp if you want a free corporate card with receipts, reimbursements, travel and accounting sync built in. Stay with Expensify if your team likes SmartScan and you can put most spend on the Expensify Card.

Emily RodriguezUpdated October 2026