Expensify
Collect
$5.00 × 10 seats$50.00
× 12 months$600.00
Per year
$5.00 per person / mo
$600
Expensify vs Zoho Expense
Compare with for .
Expensify
61%
match · $600/yr
Zoho Expense
83%
match · $360/yr
What matters most?
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What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Zoho Expense
Entry plan
$3.00 × 10 seats$30.00
× 12 months$360.00
Per year
$3.00 per person / mo
$360
Expensify
From $5
G2 4.5 · 5,679 reviewsSmall businesses that mainly need receipt capture and employee reimbursements, want to keep their current cards, or cannot meet the cash requirements of Ramp or Brex.
vs
Zoho Expense
From $3Free plan
G2 4.5 · 1,551 reviewsSmall businesses on a tight budget, especially Zoho Books users, that want reports, reimbursements and card feeds without changing banks or cards.
Side by side
| Expensify | Zoho Expense | |
|---|---|---|
| Pricing | Collect $5/member/month (pay-per-use); Control from $18/member/month (annual) | Free for up to 3 users; paid from $3/user/month (billed annually) |
| G2 Rating | 4.5 (5,679 reviews) | 4.5 (1,551 reviews) |
| Best For | Small businesses that mainly need receipt capture and employee reimbursements, want to keep their current cards, or cannot meet the cash requirements of Ramp or Brex. | Small businesses on a tight budget, especially Zoho Books users, that want reports, reimbursements and card feeds without changing banks or cards. |
Pros and cons
Expensify
Pros
- Flat $5 per member on Collect with no annual commitment
- Works with any company card; the Expensify Card is optional
- Expensify Card needs no credit check or personal guarantee
- Card available to businesses in the U.S., U.K. and several EU countries
Cons
- Collect bills every workspace member, not only active ones
- Control costs $18 to $36 per member unless most spend runs on the Expensify Card
- The 2% cash back tier needs more than $250,000 per month in card spend
Zoho Expense
Pros
- Paid plans from $3 per user per month billed annually
- Free plan for up to 3 users
- No cash minimum or credit approval to use the software
- Monthly billing available with no contract
Cons
- Free plan caps receipt scans at 20 per user per month
- No corporate charge card or credit line like Ramp or Brex; the U.S. card option is prepaid
- No native NetSuite or Sage Intacct connector listed
Related comparisons
Accounting & Finance
Emily RodriguezUpdated October 2026
Best Expense Management Software
Ramp is the best expense management software for most U.S. small businesses that qualify: its free plan covers cards, receipts, approvals, reimbursements and QuickBooks or Xero sync. Choose Brex for funded startups with global teams, or Expensify if you want to keep your current cards.
+2
Emily RodriguezUpdated October 2026Accounting & FinanceEmily RodriguezUpdated October 2026
Expensify alternatives
Switch to Ramp if you want a free corporate card with receipts, reimbursements, travel and accounting sync built in. Stay with Expensify if your team likes SmartScan and you can put most spend on the Expensify Card.
+2
Emily RodriguezUpdated October 2026