Brex
Premium
$12.00 × 10 seats$120.00
× 12 months$1,440.00
Per year
$12.00 per person / mo
$1,440
Brex vs Zoho Expense
Compare with for .
Brex
33%
match · $1,440/yr
Zoho Expense
83%
match · $360/yr
What matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Zoho Expense
Entry plan
$3.00 × 10 seats$30.00
× 12 months$360.00
Per year
$3.00 per person / mo
$360
Brex
From $12
Venture-backed startups and larger companies with international teams that want high card limits, local-currency cards and travel in one platform.
vs
Zoho Expense
From $3Free plan
G2 4.5 · 1,551 reviewsSmall businesses on a tight budget, especially Zoho Books users, that want reports, reimbursements and card feeds without changing banks or cards.
Side by side
| Brex | Zoho Expense | |
|---|---|---|
| Pricing | Essentials $0/user/month; Premium $12/user/month; Enterprise custom | Free for up to 3 users; paid from $3/user/month (billed annually) |
| G2 Rating | Not yet verified | 4.5 (1,551 reviews) |
| Best For | Venture-backed startups and larger companies with international teams that want high card limits, local-currency cards and travel in one platform. | Small businesses on a tight budget, especially Zoho Books users, that want reports, reimbursements and card feeds without changing banks or cards. |
Pros and cons
Brex
Pros
- Essentials is free and includes reimbursements, bill pay and travel booking
- Premium is a flat $12 per user with no published platform fee
- Strong international options: local cards, local currency wires
- No personal guarantee; now backed by Capital One
Cons
- Eligibility favors funded startups or companies with over $500,000 a year in revenue
- Up to 3% FX markup on converted transactions
- Pricing page does not state whether Premium is billed monthly or annually
Zoho Expense
Pros
- Paid plans from $3 per user per month billed annually
- Free plan for up to 3 users
- No cash minimum or credit approval to use the software
- Monthly billing available with no contract
Cons
- Free plan caps receipt scans at 20 per user per month
- No corporate charge card or credit line like Ramp or Brex; the U.S. card option is prepaid
- No native NetSuite or Sage Intacct connector listed
Related comparisons
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Emily RodriguezUpdated October 2026
Best Expense Management Software
Ramp is the best expense management software for most U.S. small businesses that qualify: its free plan covers cards, receipts, approvals, reimbursements and QuickBooks or Xero sync. Choose Brex for funded startups with global teams, or Expensify if you want to keep your current cards.
+2
Emily RodriguezUpdated October 2026Accounting & FinanceEmily RodriguezUpdated October 2026
Expensify alternatives
Switch to Ramp if you want a free corporate card with receipts, reimbursements, travel and accounting sync built in. Stay with Expensify if your team likes SmartScan and you can put most spend on the Expensify Card.
+2
Emily RodriguezUpdated October 2026