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Accounting & Finance

Brex vs Novo

Compare with for 10 people.

Brex
37%
match · $1,440/yr
Novo
54%
match · $0/yr

Novo is the better fit.

It's free for 10 people.

How we work out the match
What matters most?
Fine-tune

What you'd pay

Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.

Brex
Premium
$12.00 × 10 seats$120.00
× 12 months$1,440.00
Per year
$12.00 per person / mo
$1,440

Novo
Free
Smaller bill
Free to use$0.00
Per year
$0

Free to start

Choose a tool

Brex

From $12Free plan

Funded startups that want banking, corporate cards, expense management and bill pay from one vendor, and that meet Brex's eligibility rules.

Novo

From FreeFree plan
G2 3.5 · 11 reviews

Very early, low-complexity companies and founder-led service businesses that want a free account with invoicing and rarely send wires.

Side by side

BrexNovo
PricingBusiness account free; spend platform Essentials $0/user/month, Premium $12/user/month, Enterprise customFree business checking ($0 monthly fee, $0 minimum balance)
G2 RatingNot yet verified3.5 (11 reviews)
Best ForFunded startups that want banking, corporate cards, expense management and bill pay from one vendor, and that meet Brex's eligibility rules.Very early, low-complexity companies and founder-led service businesses that want a free account with invoicing and rarely send wires.

Pros and cons

Brex

Pros

  • $0 wires (domestic and international), ACH and checks
  • Treasury yield from the first dollar, no minimum
  • Corporate card with no personal guarantee
  • Spend management plan free on Essentials

Cons

  • Eligibility targets funded startups or companies above $500,000 revenue
  • No cash deposits and no ATM access
  • Checking alone is covered only to $250,000; higher coverage needs Vault

Novo

Pros

  • Free account with no balance requirement
  • Reserves make tax and payroll set-asides easy
  • Many e-commerce and payments integrations
  • No overdraft or insufficient funds fees

Cons

  • FDIC coverage limited to the standard $250,000
  • Outgoing domestic wires up to $45 and no interest on balances
  • No cash deposits

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