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Accounting & Finance

Ramp vs Brex

Compare with for 10 people.

Ramp
83%
match · $1,800/yr
Brex
59%
match · $1,440/yr

Ramp is the better fit.

It has a free plan you can start on today.

How we work out the match
What matters most?
Fine-tune

What you'd pay

Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.

Ramp
Plus
$15.00 × 10 seats$150.00
× 12 months$1,800.00
Per year
$15.00 per person / mo
$1,800

Plus a base fee

Brex
Premium
Smaller bill
$12.00 × 10 seats$120.00
× 12 months$1,440.00
Per year
$12.00 per person / mo
$1,440

Choose a tool

Ramp

From $15Free plan
G2 4.8 · 2,546 reviews

U.S. companies with at least $25,000 in the bank that want corporate cards, expenses, reimbursements and bill pay in one free tool, with room to grow into Plus.

Brex

From $12

Venture-backed startups and larger companies with international teams that want high card limits, local-currency cards and travel in one platform.

Side by side

RampBrex
PricingFree plan at $0/user/month; Plus from $15/user/month plus a platform feeEssentials $0/user/month; Premium $12/user/month; Enterprise custom
G2 Rating4.8 (2,546 reviews)Not yet verified
Best ForU.S. companies with at least $25,000 in the bank that want corporate cards, expenses, reimbursements and bill pay in one free tool, with room to grow into Plus.Venture-backed startups and larger companies with international teams that want high card limits, local-currency cards and travel in one platform.

Pros and cons

Ramp

Pros

  • Free plan covers cards, receipts, approvals, reimbursements and QuickBooks or Xero sync
  • No personal guarantee on the corporate card
  • One system for cards, reimbursements, bills and travel
  • Clear upgrade path to NetSuite, Sage Intacct and multi-entity on Plus

Cons

  • Requires a registered U.S. entity and $25,000 in cash; sole proprietors cannot apply
  • Plus adds an unpublished platform fee on top of $15/user/month
  • Local-currency cards for other countries are an Enterprise feature

Brex

Pros

  • Essentials is free and includes reimbursements, bill pay and travel booking
  • Premium is a flat $12 per user with no published platform fee
  • Strong international options: local cards, local currency wires
  • No personal guarantee; now backed by Capital One

Cons

  • Eligibility favors funded startups or companies with over $500,000 a year in revenue
  • Up to 3% FX markup on converted transactions
  • Pricing page does not state whether Premium is billed monthly or annually

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