Ramp
Plus
$15.00 × 10 seats$150.00
× 12 months$1,800.00
Per year
$15.00 per person / mo
$1,800
Plus a base fee
Ramp vs BILL
Compare with for .
Ramp
90%
match · $1,800/yr
BILL
44%
match · $5,880/yr
What matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Smaller bill
BILL
Entry plan
$49.00 × 10 seats$490.00
× 12 months$5,880.00
Per year
$49.00 per person / mo
$5,880
Ramp
From $15Free plan
G2 4.8 · 2,546 reviewsUS companies from startups to mid-market that want full AP automation with transparent payment fees and no per-invoice software charges.
vs
BILL
From $49
G2 4.4 · 1,807 reviewsSmall businesses and accounting firms on QuickBooks or Xero that want a familiar, proven bill pay workflow with a handful of users.
Side by side
| Ramp | BILL | |
|---|---|---|
| Pricing | Free plan; Plus $15/user/month + platform fee | $49 to $89/user/month; Enterprise custom |
| G2 Rating | 4.8 (2,546 reviews) | 4.4 (1,807 reviews) |
| Best For | US companies from startups to mid-market that want full AP automation with transparent payment fees and no per-invoice software charges. | Small businesses and accounting firms on QuickBooks or Xero that want a familiar, proven bill pay workflow with a handful of users. |
Pros and cons
Ramp
Pros
- OCR, approvals, all payment methods and QuickBooks Online or Xero sync on a $0 plan
- Low published payment fees, mostly waived when paying from Ramp Checking
- Three-way PO matching and payment release approvals on Plus, and $0.65 1099 filing on every plan
- Cards, expenses, procurement and AP in one platform
Cons
- Plus platform fee is not published, so you need a quote
- Three-way match, auto-coding and batch payments require Plus
- Best value assumes you also use Ramp's card or checking account
BILL
Pros
- Familiar to many accountants, with an Accountant Console for firms
- Clear published plans and a detailed fee table
- Free international FX wires when paying in local currency
- Free Spend & Expense product for cards and expenses
Cons
- Per-user pricing adds up, and Essentials has no automatic sync
- Custom approvals and PO matching start at the $89 Corporate plan
- NetSuite, Sage Intacct and Dynamics sync require Enterprise
Emily Rodriguez