BILL
Entry plan
$49.00 × 10 seats$490.00
× 12 months$5,880.00
Per year
$49.00 per person / mo
$5,880
BILL vs Melio
Compare with for .
BILL
34%
match · $5,880/yr
Melio
80%
match · $300/yr
What matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Melio
Entry plan
Flat price, whole team$25.00
× 12 months$300.00
Per year
$2.50 per person / mo
$300
BILL
From $49
G2 4.4 · 1,807 reviewsSmall businesses and accounting firms on QuickBooks or Xero that want a familiar, proven bill pay workflow with a handful of users.
vs
Melio
From $25Free plan
G2 4.5 · 245 reviewsVery small businesses and lean finance teams that mostly pay domestic bills and want the lowest software cost.
Side by side
| BILL | Melio | |
|---|---|---|
| Pricing | $49 to $89/user/month; Enterprise custom | Free plan; paid from $25/month |
| G2 Rating | 4.4 (1,807 reviews) | 4.5 (245 reviews) |
| Best For | Small businesses and accounting firms on QuickBooks or Xero that want a familiar, proven bill pay workflow with a handful of users. | Very small businesses and lean finance teams that mostly pay domestic bills and want the lowest software cost. |
Pros and cons
BILL
Pros
- Familiar to many accountants, with an Accountant Console for firms
- Clear published plans and a detailed fee table
- Free international FX wires when paying in local currency
- Free Spend & Expense product for cards and expenses
Cons
- Per-user pricing adds up, and Essentials has no automatic sync
- Custom approvals and PO matching start at the $89 Corporate plan
- NetSuite, Sage Intacct and Dynamics sync require Enterprise
Melio
Pros
- Real free plan and low-cost paid plans with free ACH payments
- Pay vendors by card even when they do not take cards
- Unlimited plan includes unlimited users for $80/month
- QuickBooks Online, Desktop, Xero and NetSuite sync by plan
Cons
- No purchase order matching
- Free plan caps accounting sync at 10 syncs and has no approvals
- Fast payment and card fees add up quickly
Emily Rodriguez