BILL

Small businesses and accounting firms on QuickBooks or Xero that want a familiar, proven bill pay workflow with a handful of users.

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Quick overview

Pricing: $49 to $89/user/month; Enterprise custom
Plans: US AP & AR plans as of October 2026, priced per user per month: Essentials $49 (approval workflows, standard approval policies, W-9 Agent, CSV import/export only), Team $65 (adds automatic 2-way sync with QuickBooks Online, Pro, Premier and Xero, AI multi-line bill coding, custom user roles), Corporate $89 (adds custom approval policies, discounted approver-only users, procurement with purchase orders and 2-way matching), Enterprise custom (adds QuickBooks Enterprise, NetSuite, Sage Intacct and Microsoft Dynamics sync, PO sync with 2- and 3-way matching, SSO, dual control, multi-entity, API). Free trial available in most cases. Payment fees (from bank/BILL balance): ACH $0.59, check $1.99, virtual card free, international FX wire free (exchange rate applies), international USD wire $19.99, instant payment 1.0% ($9.99 min, $100 max), Pay Faster ACH $11.99, Pay Faster Check $14.99 to $24.99; pay by card 2.9%. 1099 e-filing $2.99/form ($1.99 via Accountant Console), state filing $1.49/form. BILL Spend & Expense is $0/user/month.
G2 rating: 4.4 / 5.0
Comparisons: Featured in 1 comparison

Key features

Centralized bills inbox with AI multi-line bill coding (Team and above)
Approval workflows, with custom approval policies on Corporate and Enterprise
Purchase orders with 2-way matching (Corporate) and 2- and 3-way matching (Enterprise)
Pay by ACH, check, virtual card, card and international wire to 130+ countries
2-way sync with QuickBooks and Xero (Team+), NetSuite, Sage Intacct and Dynamics (Enterprise), plus 1099 e-filing

Pros

Familiar to many accountants, with an Accountant Console for firms
Clear published plans and a detailed fee table
Free international FX wires when paying in local currency
Free Spend & Expense product for cards and expenses

Cons

Per-user pricing adds up, and Essentials has no automatic sync
Custom approvals and PO matching start at the $89 Corporate plan
NetSuite, Sage Intacct and Dynamics sync require Enterprise

BILL in our comparisons

Accounting & Finance

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