Ramp
Plus
$15.00 × 10 seats$150.00
× 12 months$1,800.00
Per year
$15.00 per person / mo
$1,800
Plus a base fee
Ramp vs Expensify
Compare with for .
Ramp
67%
match · $1,800/yr
Expensify
73%
match · $600/yr
What matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Expensify
Collect
$5.00 × 10 seats$50.00
× 12 months$600.00
Per year
$5.00 per person / mo
$600
Ramp
From $15Free plan
G2 4.8 · 2,546 reviewsU.S. companies with at least $25,000 in the bank that want corporate cards, expenses, reimbursements and bill pay in one free tool, with room to grow into Plus.
vs
Expensify
From $5
G2 4.5 · 5,679 reviewsSmall businesses that mainly need receipt capture and employee reimbursements, want to keep their current cards, or cannot meet the cash requirements of Ramp or Brex.
Side by side
| Ramp | Expensify | |
|---|---|---|
| Pricing | Free plan at $0/user/month; Plus from $15/user/month plus a platform fee | Collect $5/member/month (pay-per-use); Control from $18/member/month (annual) |
| G2 Rating | 4.8 (2,546 reviews) | 4.5 (5,679 reviews) |
| Best For | U.S. companies with at least $25,000 in the bank that want corporate cards, expenses, reimbursements and bill pay in one free tool, with room to grow into Plus. | Small businesses that mainly need receipt capture and employee reimbursements, want to keep their current cards, or cannot meet the cash requirements of Ramp or Brex. |
Pros and cons
Ramp
Pros
- Free plan covers cards, receipts, approvals, reimbursements and QuickBooks or Xero sync
- No personal guarantee on the corporate card
- One system for cards, reimbursements, bills and travel
- Clear upgrade path to NetSuite, Sage Intacct and multi-entity on Plus
Cons
- Requires a registered U.S. entity and $25,000 in cash; sole proprietors cannot apply
- Plus adds an unpublished platform fee on top of $15/user/month
- Local-currency cards for other countries are an Enterprise feature
Expensify
Pros
- Flat $5 per member on Collect with no annual commitment
- Works with any company card; the Expensify Card is optional
- Expensify Card needs no credit check or personal guarantee
- Card available to businesses in the U.S., U.K. and several EU countries
Cons
- Collect bills every workspace member, not only active ones
- Control costs $18 to $36 per member unless most spend runs on the Expensify Card
- The 2% cash back tier needs more than $250,000 per month in card spend
Related comparisons
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Emily RodriguezUpdated October 2026
Best Expense Management Software
Ramp is the best expense management software for most U.S. small businesses that qualify: its free plan covers cards, receipts, approvals, reimbursements and QuickBooks or Xero sync. Choose Brex for funded startups with global teams, or Expensify if you want to keep your current cards.
+2
Emily RodriguezUpdated October 2026Accounting & FinanceEmily RodriguezUpdated October 2026
Expensify alternatives
Switch to Ramp if you want a free corporate card with receipts, reimbursements, travel and accounting sync built in. Stay with Expensify if your team likes SmartScan and you can put most spend on the Expensify Card.
+2
Emily RodriguezUpdated October 2026