Expensify vs Brex
Compare with for .
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Expensify
Small businesses that mainly need receipt capture and employee reimbursements, want to keep their current cards, or cannot meet the cash requirements of Ramp or Brex.
Brex
Venture-backed startups and larger companies with international teams that want high card limits, local-currency cards and travel in one platform.
Side by side
| Expensify | Brex | |
|---|---|---|
| Pricing | Collect $5/member/month (pay-per-use); Control from $18/member/month (annual) | Essentials $0/user/month; Premium $12/user/month; Enterprise custom |
| G2 Rating | 4.5 (5,679 reviews) | Not yet verified |
| Best For | Small businesses that mainly need receipt capture and employee reimbursements, want to keep their current cards, or cannot meet the cash requirements of Ramp or Brex. | Venture-backed startups and larger companies with international teams that want high card limits, local-currency cards and travel in one platform. |
Pros and cons
Expensify
Pros
- Flat $5 per member on Collect with no annual commitment
- Works with any company card; the Expensify Card is optional
- Expensify Card needs no credit check or personal guarantee
- Card available to businesses in the U.S., U.K. and several EU countries
Cons
- Collect bills every workspace member, not only active ones
- Control costs $18 to $36 per member unless most spend runs on the Expensify Card
- The 2% cash back tier needs more than $250,000 per month in card spend
Brex
Pros
- Essentials is free and includes reimbursements, bill pay and travel booking
- Premium is a flat $12 per user with no published platform fee
- Strong international options: local cards, local currency wires
- No personal guarantee; now backed by Capital One
Cons
- Eligibility favors funded startups or companies with over $500,000 a year in revenue
- Up to 3% FX markup on converted transactions
- Pricing page does not state whether Premium is billed monthly or annually
Related comparisons
Best Expense Management Software
Ramp is the best expense management software for most U.S. small businesses that qualify: its free plan covers cards, receipts, approvals, reimbursements and QuickBooks or Xero sync. Choose Brex for funded startups with global teams, or Expensify if you want to keep your current cards.
Expensify alternatives
Switch to Ramp if you want a free corporate card with receipts, reimbursements, travel and accounting sync built in. Stay with Expensify if your team likes SmartScan and you can put most spend on the Expensify Card.