Brex vs Bluevine
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What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Brex
Funded startups that want banking, corporate cards, expense management and bill pay from one vendor, and that meet Brex's eligibility rules.
Bluevine
Startups that keep a meaningful operating balance in checking and want interest on it without moving money to a separate investment account.
Side by side
| Brex | Bluevine | |
|---|---|---|
| Pricing | Business account free; spend platform Essentials $0/user/month, Premium $12/user/month, Enterprise custom | Standard free; Plus $30/month; Premier $95/month (fees can be waived) |
| G2 Rating | Not yet verified | 4.7 (3 reviews) |
| Best For | Funded startups that want banking, corporate cards, expense management and bill pay from one vendor, and that meet Brex's eligibility rules. | Startups that keep a meaningful operating balance in checking and want interest on it without moving money to a separate investment account. |
Pros and cons
Brex
Pros
- $0 wires (domestic and international), ACH and checks
- Treasury yield from the first dollar, no minimum
- Corporate card with no personal guarantee
- Spend management plan free on Essentials
Cons
- Eligibility targets funded startups or companies above $500,000 revenue
- No cash deposits and no ATM access
- Checking alone is covered only to $250,000; higher coverage needs Vault
Bluevine
Pros
- Interest paid on checking, not only savings
- Premier pays 3.0% APY on all balances (variable)
- Paid plan fees can be waived
- Supports cash deposits
Cons
- Outgoing wires cost $7.50 to $25 per transfer
- Waivers require both a balance AND debit card spend
- Standard APY needs monthly card spend or customer payments
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Mercury vs Brex
Choose Mercury if you want the best all-round business bank account with free wires and a simple 1.5% cashback card. Choose Brex if you need a corporate card with detailed spend controls, global coverage or treasury yield below $250,000.