Brex
Premium
$12.00 × 10 seats$120.00
× 12 months$1,440.00
Per year
$12.00 per person / mo
$1,440
Brex vs Relay
Compare with for .
Brex
45%
match · $1,440/yr
Relay
70%
match · $360/yr
What matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Relay
Grow
Flat price, whole team$30.00
× 12 months$360.00
Per year
$3.00 per person / mo
$360
Brex
From $12Free plan
Funded startups that want banking, corporate cards, expense management and bill pay from one vendor, and that meet Brex's eligibility rules.
vs
Relay
From $30Free plan
G2 4.2 · 31 reviewsBootstrapped and early-revenue startups that want many sub-accounts, team cards and bill pay, and sometimes need to deposit cash.
Side by side
| Brex | Relay | |
|---|---|---|
| Pricing | Business account free; spend platform Essentials $0/user/month, Premium $12/user/month, Enterprise custom | Starter free; Grow $30/month; Scale $120/month (shown at $90/month for a limited time) |
| G2 Rating | Not yet verified | 4.2 (31 reviews) |
| Best For | Funded startups that want banking, corporate cards, expense management and bill pay from one vendor, and that meet Brex's eligibility rules. | Bootstrapped and early-revenue startups that want many sub-accounts, team cards and bill pay, and sometimes need to deposit cash. |
Pros and cons
Brex
Pros
- $0 wires (domestic and international), ACH and checks
- Treasury yield from the first dollar, no minimum
- Corporate card with no personal guarantee
- Spend management plan free on Essentials
Cons
- Eligibility targets funded startups or companies above $500,000 revenue
- No cash deposits and no ATM access
- Checking alone is covered only to $250,000; higher coverage needs Vault
Relay
Pros
- Free plan with 20 checking accounts
- Cash deposits possible at Allpoint ATMs
- Published, per-plan wire and ACH fees
- Unlimited users with permission levels
Cons
- Outgoing wires cost $5 to $8 domestic and $20 to $25 via SWIFT
- Highest savings APY requires the Scale plan
- No treasury or money market option for large balances
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