Bluevine
Plus
Flat price, whole team$30.00
× 12 months$360.00
Per year
$3.00 per person / mo
$360
Bluevine vs Novo
Compare with for .
Bluevine
51%
match · $360/yr
Novo
54%
match · $0/yr
What matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Novo
Free
Free to use$0.00
Per year
$0
Free to start
Bluevine
From $30Free plan
G2 4.7 · 3 reviewsStartups that keep a meaningful operating balance in checking and want interest on it without moving money to a separate investment account.
vs
Novo
From FreeFree plan
G2 3.5 · 11 reviewsVery early, low-complexity companies and founder-led service businesses that want a free account with invoicing and rarely send wires.
Side by side
| Bluevine | Novo | |
|---|---|---|
| Pricing | Standard free; Plus $30/month; Premier $95/month (fees can be waived) | Free business checking ($0 monthly fee, $0 minimum balance) |
| G2 Rating | 4.7 (3 reviews) | 3.5 (11 reviews) |
| Best For | Startups that keep a meaningful operating balance in checking and want interest on it without moving money to a separate investment account. | Very early, low-complexity companies and founder-led service businesses that want a free account with invoicing and rarely send wires. |
Pros and cons
Bluevine
Pros
- Interest paid on checking, not only savings
- Premier pays 3.0% APY on all balances (variable)
- Paid plan fees can be waived
- Supports cash deposits
Cons
- Outgoing wires cost $7.50 to $25 per transfer
- Waivers require both a balance AND debit card spend
- Standard APY needs monthly card spend or customer payments
Novo
Pros
- Free account with no balance requirement
- Reserves make tax and payroll set-asides easy
- Many e-commerce and payments integrations
- No overdraft or insufficient funds fees
Cons
- FDIC coverage limited to the standard $250,000
- Outgoing domestic wires up to $45 and no interest on balances
- No cash deposits
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