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Accounting & Finance

Zoho Expense vs Sage Expense Management (formerly Fyle)

Compare with for 10 people.

Zoho Expense
83%
match · $360/yr
Sage Expense Management (formerly Fyle)
47%
match · $1,439/yr

Zoho Expense is the better fit.

It costs $1,079 less a year for 10 people.

How we work out the match
What matters most?
Fine-tune

What you'd pay

Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.

Zoho Expense
Entry plan
Smaller bill
$3.00 × 10 seats$30.00
× 12 months$360.00
Per year
$3.00 per person / mo
$360

Sage Expense Management (formerly Fyle)
Entry plan
$11.99 × 10 seats$119.90
× 12 months$1,438.80
Per year
$11.99 per person / mo
$1,439

Choose a tool

Zoho Expense

From $3Free plan
G2 4.5 · 1,551 reviews

Small and mid-sized businesses, especially Zoho Books users, that mainly reimburse employees and want the lowest per-user cost.

Sage Expense Management (formerly Fyle)

From $11.99
G2 4.6 · 1,821 reviews

Companies that want to keep their existing corporate cards, including Amex, and add automated expense capture and approvals on top.

Side by side

Zoho ExpenseSage Expense Management (formerly Fyle)
PricingFree (3 users); paid from $3/user/monthFrom $11.99/active user/month (annual)
G2 Rating4.5 (1,551 reviews)4.6 (1,821 reviews)
Best ForSmall and mid-sized businesses, especially Zoho Books users, that mainly reimburse employees and want the lowest per-user cost.Companies that want to keep their existing corporate cards, including Amex, and add automated expense capture and approvals on top.

Pros and cons

Zoho Expense

Pros

  • Very low per-user pricing and a free plan for up to three users
  • Charges only users who create expenses
  • Travel booking and travel desk on Premium
  • Native fit with Zoho Books

Cons

  • Monthly receipt scan limits on every plan
  • ERP and HRMS integrations are an add-on on Standard
  • Prepaid card is not a credit line

Sage Expense Management (formerly Fyle)

Pros

  • Works with existing cards, including Amex, in real time
  • Unlimited receipt scanning with text and email capture
  • Active-user billing
  • Backed by Sage, with Sage Intacct integration

Cons

  • ACH reimbursements and multi-stage approvals require Business
  • Annual billing with 5 or 10 user minimums
  • No free plan and no published travel booking

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