Zoho Expense vs Sage Expense Management (formerly Fyle)
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What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Zoho Expense
Small and mid-sized businesses, especially Zoho Books users, that mainly reimburse employees and want the lowest per-user cost.
Sage Expense Management (formerly Fyle)
Companies that want to keep their existing corporate cards, including Amex, and add automated expense capture and approvals on top.
Side by side
| Zoho Expense | Sage Expense Management (formerly Fyle) | |
|---|---|---|
| Pricing | Free (3 users); paid from $3/user/month | From $11.99/active user/month (annual) |
| G2 Rating | 4.5 (1,551 reviews) | 4.6 (1,821 reviews) |
| Best For | Small and mid-sized businesses, especially Zoho Books users, that mainly reimburse employees and want the lowest per-user cost. | Companies that want to keep their existing corporate cards, including Amex, and add automated expense capture and approvals on top. |
Pros and cons
Zoho Expense
Pros
- Very low per-user pricing and a free plan for up to three users
- Charges only users who create expenses
- Travel booking and travel desk on Premium
- Native fit with Zoho Books
Cons
- Monthly receipt scan limits on every plan
- ERP and HRMS integrations are an add-on on Standard
- Prepaid card is not a credit line
Sage Expense Management (formerly Fyle)
Pros
- Works with existing cards, including Amex, in real time
- Unlimited receipt scanning with text and email capture
- Active-user billing
- Backed by Sage, with Sage Intacct integration
Cons
- ACH reimbursements and multi-stage approvals require Business
- Annual billing with 5 or 10 user minimums
- No free plan and no published travel booking
Related comparisons
Best Expense Management Software
Ramp is the best expense management software for most U.S. small businesses that qualify: its free plan covers cards, receipts, approvals, reimbursements and QuickBooks or Xero sync. Choose Brex for funded startups with global teams, or Expensify if you want to keep your current cards.
Expensify alternatives
Switch to Ramp if you want a free corporate card with receipts, reimbursements, travel and accounting sync built in. Stay with Expensify if your team likes SmartScan and you can put most spend on the Expensify Card.