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Accounting & Finance

Ramp vs Sage Expense Management (formerly Fyle)

Compare with for 10 people.

Ramp
83%
match · $1,800/yr
Sage Expense Management (formerly Fyle)
73%
match · $1,439/yr

Ramp is the better fit.

It has a free plan you can start on today.

How we work out the match
What matters most?
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What you'd pay

Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.

Ramp
Plus
$15.00 × 10 seats$150.00
× 12 months$1,800.00
Per year
$15.00 per person / mo
$1,800

Plus a base fee

Sage Expense Management (formerly Fyle)
Entry plan
Smaller bill
$11.99 × 10 seats$119.90
× 12 months$1,438.80
Per year
$11.99 per person / mo
$1,439

Choose a tool

Ramp

From $15Free plan
G2 4.8 · 2,546 reviews

US companies that want a free corporate card and expense platform covering receipts, reimbursements, travel and accounting sync.

Sage Expense Management (formerly Fyle)

From $11.99
G2 4.6 · 1,821 reviews

Companies that want to keep their existing corporate cards, including Amex, and add automated expense capture and approvals on top.

Side by side

RampSage Expense Management (formerly Fyle)
PricingFree; Plus $15/user/month plus platform feeFrom $11.99/active user/month (annual)
G2 Rating4.8 (2,546 reviews)4.6 (1,821 reviews)
Best ForUS companies that want a free corporate card and expense platform covering receipts, reimbursements, travel and accounting sync.Companies that want to keep their existing corporate cards, including Amex, and add automated expense capture and approvals on top.

Pros and cons

Ramp

Pros

  • Free plan includes cards, receipt matching, reimbursements and travel booking
  • No personal guarantee or personal credit check on the card
  • Strong automation through SMS, Slack and AI policy review
  • Expenses, travel, AP and accounting in one product

Cons

  • NetSuite and Sage Intacct sync require Plus with an unpublished platform fee
  • Card access depends on Ramp's underwriting
  • Less suited to teams that want to keep existing bank cards

Sage Expense Management (formerly Fyle)

Pros

  • Works with existing cards, including Amex, in real time
  • Unlimited receipt scanning with text and email capture
  • Active-user billing
  • Backed by Sage, with Sage Intacct integration

Cons

  • ACH reimbursements and multi-stage approvals require Business
  • Annual billing with 5 or 10 user minimums
  • No free plan and no published travel booking

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