Plus a base fee
Ramp vs Sage Expense Management (formerly Fyle)
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What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Ramp
US companies that want a free corporate card and expense platform covering receipts, reimbursements, travel and accounting sync.
Sage Expense Management (formerly Fyle)
Companies that want to keep their existing corporate cards, including Amex, and add automated expense capture and approvals on top.
Side by side
| Ramp | Sage Expense Management (formerly Fyle) | |
|---|---|---|
| Pricing | Free; Plus $15/user/month plus platform fee | From $11.99/active user/month (annual) |
| G2 Rating | 4.8 (2,546 reviews) | 4.6 (1,821 reviews) |
| Best For | US companies that want a free corporate card and expense platform covering receipts, reimbursements, travel and accounting sync. | Companies that want to keep their existing corporate cards, including Amex, and add automated expense capture and approvals on top. |
Pros and cons
Ramp
Pros
- Free plan includes cards, receipt matching, reimbursements and travel booking
- No personal guarantee or personal credit check on the card
- Strong automation through SMS, Slack and AI policy review
- Expenses, travel, AP and accounting in one product
Cons
- NetSuite and Sage Intacct sync require Plus with an unpublished platform fee
- Card access depends on Ramp's underwriting
- Less suited to teams that want to keep existing bank cards
Sage Expense Management (formerly Fyle)
Pros
- Works with existing cards, including Amex, in real time
- Unlimited receipt scanning with text and email capture
- Active-user billing
- Backed by Sage, with Sage Intacct integration
Cons
- ACH reimbursements and multi-stage approvals require Business
- Annual billing with 5 or 10 user minimums
- No free plan and no published travel booking
Related comparisons
Best Expense Management Software
Ramp is the best expense management software for most U.S. small businesses that qualify: its free plan covers cards, receipts, approvals, reimbursements and QuickBooks or Xero sync. Choose Brex for funded startups with global teams, or Expensify if you want to keep your current cards.
Expensify alternatives
Switch to Ramp if you want a free corporate card with receipts, reimbursements, travel and accounting sync built in. Stay with Expensify if your team likes SmartScan and you can put most spend on the Expensify Card.