Accounting & Finance
Authorize.net
From $25
Businesses that already have (or want to negotiate) a merchant account and need a widely supported online gateway with fraud tools.
Quick overview
- Pricing
- $25/month; All-in-one 2.9% + 30¢, or gateway only 10¢ per transaction
- Plans
- No setup fee. All-in-one (merchant account + gateway): $25/month plus 2.9% + 30¢ per transaction (subject to eligibility). Gateway only (bring your own merchant account): $25/month plus 10¢ per transaction and a 10¢ daily batch fee. Gateway + eCheck: $25/month; eCheck 0.75% with a $10 monthly minimum, $3 per returned item, $25 per eCheck chargeback; credit card 10¢ per transaction + 10¢ daily batch fee (eCheck for US-based businesses only). Gateway chargeback fee $0. Account Updater $0.25 per update. Fraud detection suite, recurring billing and customer information manager included. No contract or early termination fee for the gateway; merchant accounts opened through All-in-one may have separate terms. Funds typically arrive 2 to 3 business days after the daily batch settles, depending on the merchant service provider.
- G2 rating
- Not yet verified
- Comparisons
- Featured in 1 comparison
Key features
- Payment gateway that works with your own merchant account
- All-in-one option with a merchant account at 2.9% + 30¢
- eCheck (ACH) at 0.75%
- Advanced Fraud Detection Suite and recurring billing included
- Wide support in shopping carts and billing software
Pros
- Lets you keep or negotiate your own merchant account
- $0 gateway chargeback fee
- Fraud tools and recurring billing included
- Long-established, broadly integrated gateway
Cons
- $25 monthly fee on every plan
- No published in-person processing rates
- Slower funding (typically 2 to 3 business days after batch)
Emily Rodriguez