Accounting & Finance
Square
From $49Free plan
Most small businesses that sell in person and online and want flat, published rates, a $0 starting plan and no chargeback fee.
Quick overview
- Pricing
- Free plan; Plus $49/month and Premium $149/month per location; in person from 2.6% + 15¢
- Plans
- Plans: Square Free $0/month, Square Plus $49/month per location, Square Premium $149/month per location. Tap, dip or swipe: 2.6% + 15¢ (Free), 2.5% + 15¢ (Plus), 2.4% + 15¢ (Premium). Online and invoice card payments: 3.3% + 30¢ (Free), 2.9% + 30¢ (Plus and Premium). Online API payments: 2.9% + 30¢ on all plans. Manual entry or card on file: 3.5% + 15¢. ACH via invoice: 1% with $1 minimum (Free), 1% with $1 minimum and $10 cap (Plus, Premium); ACH via API: 1%, $1 minimum, $5 cap. Afterpay: 6% + 30¢. Custom pricing may be available above $250,000 a year in card sales. Transfers: free to an external bank account as soon as the next business day; instant and same-day transfers 1.95% of the amount (instant minimum $25, maximum $10,000 per transfer). No fees for dispute management. Hardware: Reader for contactless and chip $59, Stand $149, Terminal $299, Handheld $399, Register $899, Kiosk $1,999.
- G2 rating
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- Comparisons
- Featured in 1 comparison
Key features
- One account for in-person, online, invoice and keyed payments
- $0 plan with a free POS app, online checkout and invoicing
- No fee for dispute management
- Hardware from a $59 reader to a $1,999 kiosk
- Free next-business-day transfers; 1.95% for instant
Pros
- Real $0 plan with no long-term contract
- No fees for dispute management
- Cheap entry hardware ($59 reader)
- In-person, online and invoices in one dashboard
Cons
- Free plan online rate is 3.3% + 30¢
- Keyed and card-on-file payments cost 3.5% + 15¢
- Plus and Premium are charged per location
Emily Rodriguez