Square
Plus
Flat price, whole team$49.00
× 12 months$588.00
Per year
$4.90 per person / mo
$588
Starting price; rises with usage
Square vs Stripe
Compare with for .
Square
60%
match · $588/yr
Stripe
32%
match · quote
Square is the better fit.
It publishes its prices; the other needs a sales quote.
How we work out the matchWhat matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Stripe
Sales quote
No public priceask sales
Per year
Quote
No public price
Square
From $49Free plan
Most small businesses that sell in person and online and want flat, published rates, a $0 starting plan and no chargeback fee.
vs
Stripe
From Custom
Online businesses, SaaS companies and anyone with a developer who wants to build checkout, subscriptions or a custom payment flow.
Side by side
| Square | Stripe | |
|---|---|---|
| Pricing | Free plan; Plus $49/month and Premium $149/month per location; in person from 2.6% + 15¢ | No monthly fee; 2.9% + 30¢ online, 2.7% + 5¢ in person |
| G2 Rating | Not yet verified | Not yet verified |
| Best For | Most small businesses that sell in person and online and want flat, published rates, a $0 starting plan and no chargeback fee. | Online businesses, SaaS companies and anyone with a developer who wants to build checkout, subscriptions or a custom payment flow. |
Pros and cons
Square
Pros
- Real $0 plan with no long-term contract
- No fees for dispute management
- Cheap entry hardware ($59 reader)
- In-person, online and invoices in one dashboard
Cons
- Free plan online rate is 3.3% + 30¢
- Keyed and card-on-file payments cost 3.5% + 15¢
- Plus and Premium are charged per location
Stripe
Pros
- No monthly fee on standard pricing
- Low-cost ACH: 0.8% capped at $5
- Deep API, subscriptions and integrations
- Low in-person fixed fee (5¢)
Cons
- $15 fee on every dispute, plus $15 to counter manually
- Extra 0.5% for manually keyed cards online
- First payout typically takes 7 to 14 days
Emily Rodriguez