Stripe
Sales quote
No public priceask sales
Per year
Quote
No public price
Stripe vs Helcim
Compare with for .
Stripe
40%
match · quote
Helcim
40%
match · quote
What matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Helcim
Sales quote
No public priceask sales
Per year
Quote
No public price
Stripe
From Custom
Online businesses, SaaS companies and anyone with a developer who wants to build checkout, subscriptions or a custom payment flow.
vs
Helcim
From Custom
Small businesses with steady card volume that want interchange-plus pricing without a monthly subscription.
Side by side
| Stripe | Helcim | |
|---|---|---|
| Pricing | No monthly fee; 2.9% + 30¢ online, 2.7% + 5¢ in person | No monthly fee; interchange-plus from 0.40% + 8¢ in person and 0.50% + 25¢ online |
| G2 Rating | Not yet verified | Not yet verified |
| Best For | Online businesses, SaaS companies and anyone with a developer who wants to build checkout, subscriptions or a custom payment flow. | Small businesses with steady card volume that want interchange-plus pricing without a monthly subscription. |
Pros and cons
Stripe
Pros
- No monthly fee on standard pricing
- Low-cost ACH: 0.8% capped at $5
- Deep API, subscriptions and integrations
- Low in-person fixed fee (5¢)
Cons
- $15 fee on every dispute, plus $15 to counter manually
- Extra 0.5% for manually keyed cards online
- First payout typically takes 7 to 14 days
Helcim
Pros
- Transparent interchange-plus markups, published by tier
- No monthly or cancellation fees
- Cheap ACH with a $6 cap
- Next-business-morning deposits
Cons
- Total cost depends on interchange, so it varies by card mix
- Card Reader ($199) costs more than flat-rate rivals' entry readers
- Recurring payments add 0.4%
Emily Rodriguez