PayPal
Sales quote
No public priceask sales
Per year
Quote
No public price
PayPal vs Helcim
Compare with for .
PayPal
40%
match · quote
Helcim
40%
match · quote
What matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Helcim
Sales quote
No public priceask sales
Per year
Quote
No public price
PayPal
From Custom
Small online sellers whose customers expect a PayPal or Venmo button, and businesses that already invoice through PayPal.
vs
Helcim
From Custom
Small businesses with steady card volume that want interchange-plus pricing without a monthly subscription.
Side by side
| PayPal | Helcim | |
|---|---|---|
| Pricing | No monthly fee for standard checkout; 2.99% + 49¢ for card payments, 3.49% + 49¢ for PayPal Checkout | No monthly fee; interchange-plus from 0.40% + 8¢ in person and 0.50% + 25¢ online |
| G2 Rating | Not yet verified | Not yet verified |
| Best For | Small online sellers whose customers expect a PayPal or Venmo button, and businesses that already invoice through PayPal. | Small businesses with steady card volume that want interchange-plus pricing without a monthly subscription. |
Pros and cons
PayPal
Pros
- PayPal and Venmo checkout with high buyer recognition
- Lowest published card-present rate here (2.29% + 9¢)
- No monthly fee for standard checkout
- Cheap first card reader ($29)
Cons
- 49¢ fixed fee on most online payments
- PayPal Checkout rate is 3.49% + 49¢
- $20 chargeback fee and $15 to $30 dispute fees
Helcim
Pros
- Transparent interchange-plus markups, published by tier
- No monthly or cancellation fees
- Cheap ACH with a $6 cap
- Next-business-morning deposits
Cons
- Total cost depends on interchange, so it varies by card mix
- Card Reader ($199) costs more than flat-rate rivals' entry readers
- Recurring payments add 0.4%
Emily Rodriguez