Square
Plus
Flat price, whole team$49.00
× 12 months$588.00
Per year
$4.90 per person / mo
$588
Starting price; rises with usage
Square vs Helcim
Compare with for .
Square
60%
match · $588/yr
Helcim
32%
match · quote
Square is the better fit.
It publishes its prices; the other needs a sales quote.
How we work out the matchWhat matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Helcim
Sales quote
No public priceask sales
Per year
Quote
No public price
Square
From $49Free plan
Most small businesses that sell in person and online and want flat, published rates, a $0 starting plan and no chargeback fee.
vs
Helcim
From Custom
Small businesses with steady card volume that want interchange-plus pricing without a monthly subscription.
Side by side
| Square | Helcim | |
|---|---|---|
| Pricing | Free plan; Plus $49/month and Premium $149/month per location; in person from 2.6% + 15¢ | No monthly fee; interchange-plus from 0.40% + 8¢ in person and 0.50% + 25¢ online |
| G2 Rating | Not yet verified | Not yet verified |
| Best For | Most small businesses that sell in person and online and want flat, published rates, a $0 starting plan and no chargeback fee. | Small businesses with steady card volume that want interchange-plus pricing without a monthly subscription. |
Pros and cons
Square
Pros
- Real $0 plan with no long-term contract
- No fees for dispute management
- Cheap entry hardware ($59 reader)
- In-person, online and invoices in one dashboard
Cons
- Free plan online rate is 3.3% + 30¢
- Keyed and card-on-file payments cost 3.5% + 15¢
- Plus and Premium are charged per location
Helcim
Pros
- Transparent interchange-plus markups, published by tier
- No monthly or cancellation fees
- Cheap ACH with a $6 cap
- Next-business-morning deposits
Cons
- Total cost depends on interchange, so it varies by card mix
- Card Reader ($199) costs more than flat-rate rivals' entry readers
- Recurring payments add 0.4%
Emily Rodriguez