Square
Plus
Flat price, whole team$49.00
× 12 months$588.00
Per year
$4.90 per person / mo
$588
Starting price; rises with usage
Square vs PayPal
Compare with for .
Square
60%
match · $588/yr
PayPal
32%
match · quote
Square is the better fit.
It publishes its prices; the other needs a sales quote.
How we work out the matchWhat matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
PayPal
Sales quote
No public priceask sales
Per year
Quote
No public price
Square
From $49Free plan
Most small businesses that sell in person and online and want flat, published rates, a $0 starting plan and no chargeback fee.
vs
PayPal
From Custom
Small online sellers whose customers expect a PayPal or Venmo button, and businesses that already invoice through PayPal.
Side by side
| Square | PayPal | |
|---|---|---|
| Pricing | Free plan; Plus $49/month and Premium $149/month per location; in person from 2.6% + 15¢ | No monthly fee for standard checkout; 2.99% + 49¢ for card payments, 3.49% + 49¢ for PayPal Checkout |
| G2 Rating | Not yet verified | Not yet verified |
| Best For | Most small businesses that sell in person and online and want flat, published rates, a $0 starting plan and no chargeback fee. | Small online sellers whose customers expect a PayPal or Venmo button, and businesses that already invoice through PayPal. |
Pros and cons
Square
Pros
- Real $0 plan with no long-term contract
- No fees for dispute management
- Cheap entry hardware ($59 reader)
- In-person, online and invoices in one dashboard
Cons
- Free plan online rate is 3.3% + 30¢
- Keyed and card-on-file payments cost 3.5% + 15¢
- Plus and Premium are charged per location
PayPal
Pros
- PayPal and Venmo checkout with high buyer recognition
- Lowest published card-present rate here (2.29% + 9¢)
- No monthly fee for standard checkout
- Cheap first card reader ($29)
Cons
- 49¢ fixed fee on most online payments
- PayPal Checkout rate is 3.49% + 49¢
- $20 chargeback fee and $15 to $30 dispute fees
Emily Rodriguez