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Accounting & Finance

Square vs Stax

Compare with for 10 people.

Square
71%
match · $588/yr
Stax
42%
match · $1,188/yr

Square is the better fit.

It costs $600 less a year for 10 people.

How we work out the match
What matters most?
Fine-tune

What you'd pay

Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.

Square
Plus
Smaller bill
Flat price, whole team$49.00
× 12 months$588.00
Per year
$4.90 per person / mo
$588

Starting price; rises with usage

Stax
Entry plan
Flat price, whole team$99.00
× 12 months$1,188.00
Per year
$9.90 per person / mo
$1,188

Choose a tool

Square

From $49Free plan

Most small businesses that sell in person and online and want flat, published rates, a $0 starting plan and no chargeback fee.

Stax

From $99

Established businesses processing enough card volume that a monthly subscription costs less than a percentage markup.

Side by side

SquareStax
PricingFree plan; Plus $49/month and Premium $149/month per location; in person from 2.6% + 15¢From $99/month subscription plus interchange and 8¢ (in person) or 15¢ (online)
G2 RatingNot yet verifiedNot yet verified
Best ForMost small businesses that sell in person and online and want flat, published rates, a $0 starting plan and no chargeback fee.Established businesses processing enough card volume that a monthly subscription costs less than a percentage markup.

Pros and cons

Square

Pros

  • Real $0 plan with no long-term contract
  • No fees for dispute management
  • Cheap entry hardware ($59 reader)
  • In-person, online and invoices in one dashboard

Cons

  • Free plan online rate is 3.3% + 30¢
  • Keyed and card-on-file payments cost 3.5% + 15¢
  • Plus and Premium are charged per location

Stax

Pros

  • No percentage markup on interchange
  • Low per-transaction fees
  • Next business day funding
  • Many billing tools included in the subscription

Cons

  • $99/month minimum makes it costly at low volume
  • Total cost depends on interchange and card mix
  • Hardware prices and chargeback fees are not listed on the pricing page

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