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Accounting & Finance

PayPal vs Stax

Compare with for 10 people.

PayPal
32%
match · quote
Stax
48%
match · $1,188/yr

Stax is the better fit.

It publishes its prices; the other needs a sales quote.

How we work out the match
What matters most?
Fine-tune

What you'd pay

Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.

PayPal
Sales quote
No public priceask sales
Per year
Quote

No public price

Stax
Entry plan
Flat price, whole team$99.00
× 12 months$1,188.00
Per year
$9.90 per person / mo
$1,188

Choose a tool

PayPal

From Custom

Small online sellers whose customers expect a PayPal or Venmo button, and businesses that already invoice through PayPal.

Stax

From $99

Established businesses processing enough card volume that a monthly subscription costs less than a percentage markup.

Side by side

PayPalStax
PricingNo monthly fee for standard checkout; 2.99% + 49¢ for card payments, 3.49% + 49¢ for PayPal CheckoutFrom $99/month subscription plus interchange and 8¢ (in person) or 15¢ (online)
G2 RatingNot yet verifiedNot yet verified
Best ForSmall online sellers whose customers expect a PayPal or Venmo button, and businesses that already invoice through PayPal.Established businesses processing enough card volume that a monthly subscription costs less than a percentage markup.

Pros and cons

PayPal

Pros

  • PayPal and Venmo checkout with high buyer recognition
  • Lowest published card-present rate here (2.29% + 9¢)
  • No monthly fee for standard checkout
  • Cheap first card reader ($29)

Cons

  • 49¢ fixed fee on most online payments
  • PayPal Checkout rate is 3.49% + 49¢
  • $20 chargeback fee and $15 to $30 dispute fees

Stax

Pros

  • No percentage markup on interchange
  • Low per-transaction fees
  • Next business day funding
  • Many billing tools included in the subscription

Cons

  • $99/month minimum makes it costly at low volume
  • Total cost depends on interchange and card mix
  • Hardware prices and chargeback fees are not listed on the pricing page

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