Stripe
Sales quote
No public priceask sales
Per year
Quote
No public price
Stripe vs PayPal
Compare with for .
Stripe
40%
match · quote
PayPal
40%
match · quote
What matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
PayPal
Sales quote
No public priceask sales
Per year
Quote
No public price
Stripe
From Custom
Online businesses, SaaS companies and anyone with a developer who wants to build checkout, subscriptions or a custom payment flow.
vs
PayPal
From Custom
Small online sellers whose customers expect a PayPal or Venmo button, and businesses that already invoice through PayPal.
Side by side
| Stripe | PayPal | |
|---|---|---|
| Pricing | No monthly fee; 2.9% + 30¢ online, 2.7% + 5¢ in person | No monthly fee for standard checkout; 2.99% + 49¢ for card payments, 3.49% + 49¢ for PayPal Checkout |
| G2 Rating | Not yet verified | Not yet verified |
| Best For | Online businesses, SaaS companies and anyone with a developer who wants to build checkout, subscriptions or a custom payment flow. | Small online sellers whose customers expect a PayPal or Venmo button, and businesses that already invoice through PayPal. |
Pros and cons
Stripe
Pros
- No monthly fee on standard pricing
- Low-cost ACH: 0.8% capped at $5
- Deep API, subscriptions and integrations
- Low in-person fixed fee (5¢)
Cons
- $15 fee on every dispute, plus $15 to counter manually
- Extra 0.5% for manually keyed cards online
- First payout typically takes 7 to 14 days
PayPal
Pros
- PayPal and Venmo checkout with high buyer recognition
- Lowest published card-present rate here (2.29% + 9¢)
- No monthly fee for standard checkout
- Cheap first card reader ($29)
Cons
- 49¢ fixed fee on most online payments
- PayPal Checkout rate is 3.49% + 49¢
- $20 chargeback fee and $15 to $30 dispute fees
Emily Rodriguez