Accounting & Finance
Stripe
From Custom
Online businesses, SaaS companies and anyone with a developer who wants to build checkout, subscriptions or a custom payment flow.
Quick overview
- Pricing
- No monthly fee; 2.9% + 30¢ online, 2.7% + 5¢ in person
- Plans
- Standard pricing, no setup or monthly fees. Online domestic cards and wallets: 2.9% + 30¢; +0.5% for manually entered cards; +1.5% for international cards; +1% if currency conversion is required. In person (Terminal): 2.7% + 5¢ for domestic cards; +1.5% international; +$0.10 per authorization for Tap to Pay; +$0.05 per authorization for optional P2PE. ACH Direct Debit: 0.8% capped at $5.00 (standard settlement), $4.00 per failed payment, $15.00 per disputed payment. Card disputes: $15.00 dispute received fee plus $15.00 dispute countered fee if you respond manually (countered fee returned if you win). Instant Payouts: 1.5% of volume, minimum 50¢. Payouts: automatic every business day by default; first payout typically 7 to 14 days after the first live payment. Readers: Stripe Reader M2 $59, S700 $299, S710 $299, T600 $329; cellular $10 per reader per month. Custom pricing (including IC+) for large volume.
- G2 rating
- Not yet verified
- Comparisons
- Featured in 1 comparison
Key features
- Developer APIs and prebuilt checkout, payment links and invoicing
- ACH Direct Debit at 0.8% capped at $5
- In-person payments through Stripe Terminal readers
- Radar fraud screening included on standard pricing
- Instant Payouts for 1.5% (minimum 50¢)
Pros
- No monthly fee on standard pricing
- Low-cost ACH: 0.8% capped at $5
- Deep API, subscriptions and integrations
- Low in-person fixed fee (5¢)
Cons
- $15 fee on every dispute, plus $15 to counter manually
- Extra 0.5% for manually keyed cards online
- First payout typically takes 7 to 14 days
Emily Rodriguez