5 billable clients
FreshBooks vs Zoho Invoice
Compare with for .
FreshBooks
44%
match · $276/yr
Zoho Invoice
71%
match · $0/yr
What matters most?
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What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
FreshBooks
Lite
Flat price, whole team$23.00
× 12 months$276.00
Per year
$2.30 per person / mo
$276
Zoho Invoice
Free
Free to use$0.00
Per year
$0
Free to start

FreshBooks
From $23
G2 4.5 · 980 reviewsFreelancers and small service businesses that want invoicing, reminders, time and expenses and simple bookkeeping in one polished tool, and are fine paying monthly for it.
vs
Zoho Invoice
From FreeFree plan
Freelancers and small businesses that send up to about 40 invoices a month and want reminders, a client portal and recurring billing without a subscription.
Side by side
| Zoho Invoice | ||
|---|---|---|
| Pricing | From $23/month (billed monthly); intro offer 80% off for 4 months | Free (500 invoices/year, 2 users) |
| G2 Rating | 4.5 (980 reviews) | Not yet verified |
| Best For | Freelancers and small service businesses that want invoicing, reminders, time and expenses and simple bookkeeping in one polished tool, and are fine paying monthly for it. | Freelancers and small businesses that send up to about 40 invoices a month and want reminders, a client portal and recurring billing without a subscription. |
Pros and cons
FreshBooks
Pros
- Every core invoicing feature, including the client portal, is on the cheapest plan
- Time and expenses go straight onto invoices
- Also covers bookkeeping, so you may not need a second tool
- Clear published payment fees
Cons
- Lite caps you at 5 billable clients, so many freelancers need Plus at $43/month
- Extra team members cost $11/user/month
- ACH costs 1% with no cap outside the Select plan
- Intro discount ends after 4 months
Zoho Invoice
Pros
- No subscription at all
- Reminders, client portal and recurring billing are free
- Low ACH cost through Zoho Payments
- Grows into Zoho Books or Zoho Billing later
Cons
- Base currency only
- 500 invoices a year and 2 users
- Zoho branding on invoices
- ACH through Zoho Payments must be requested
