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Accounting & Finance

FreshBooks vs Zoho Invoice

Compare with for 10 people.

FreshBooks
44%
match · $276/yr
Zoho Invoice
71%
match · $0/yr

Zoho Invoice is the better fit.

It's free for 10 people.

How we work out the match
What matters most?
Fine-tune

What you'd pay

Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.

FreshBooks
Lite
Flat price, whole team$23.00
× 12 months$276.00
Per year
$2.30 per person / mo
$276

5 billable clients

Zoho Invoice
Free
Smaller bill
Free to use$0.00
Per year
$0

Free to start

Choose a tool

FreshBooks

From $23
G2 4.5 · 980 reviews

Freelancers and small service businesses that want invoicing, reminders, time and expenses and simple bookkeeping in one polished tool, and are fine paying monthly for it.

Zoho Invoice

From FreeFree plan

Freelancers and small businesses that send up to about 40 invoices a month and want reminders, a client portal and recurring billing without a subscription.

Side by side

FreshBooksZoho Invoice
PricingFrom $23/month (billed monthly); intro offer 80% off for 4 monthsFree (500 invoices/year, 2 users)
G2 Rating4.5 (980 reviews)Not yet verified
Best ForFreelancers and small service businesses that want invoicing, reminders, time and expenses and simple bookkeeping in one polished tool, and are fine paying monthly for it.Freelancers and small businesses that send up to about 40 invoices a month and want reminders, a client portal and recurring billing without a subscription.

Pros and cons

FreshBooks

Pros

  • Every core invoicing feature, including the client portal, is on the cheapest plan
  • Time and expenses go straight onto invoices
  • Also covers bookkeeping, so you may not need a second tool
  • Clear published payment fees

Cons

  • Lite caps you at 5 billable clients, so many freelancers need Plus at $43/month
  • Extra team members cost $11/user/month
  • ACH costs 1% with no cap outside the Select plan
  • Intro discount ends after 4 months

Zoho Invoice

Pros

  • No subscription at all
  • Reminders, client portal and recurring billing are free
  • Low ACH cost through Zoho Payments
  • Grows into Zoho Books or Zoho Billing later

Cons

  • Base currency only
  • 500 invoices a year and 2 users
  • Zoho branding on invoices
  • ACH through Zoho Payments must be requested

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