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Accounting & Finance

Invoice Ninja vs Zoho Invoice

Compare with for 10 people.

Invoice Ninja
49%
match · $168/yr
Zoho Invoice
71%
match · $0/yr

Zoho Invoice is the better fit.

It's free for 10 people.

How we work out the match
What matters most?
Fine-tune

What you'd pay

Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.

Invoice Ninja
Pro
Flat price, whole team$14.00
× 12 months$168.00
Per year
$1.40 per person / mo
$168

Zoho Invoice
Free
Smaller bill
Free to use$0.00
Per year
$0

Free to start

Choose a tool

Invoice Ninja

From $14Free plan

Cost-conscious freelancers and small agencies that want full invoicing features for $140 a year, and technical users who want to self-host.

Zoho Invoice

From FreeFree plan

Freelancers and small businesses that send up to about 40 invoices a month and want reminders, a client portal and recurring billing without a subscription.

Side by side

Invoice NinjaZoho Invoice
PricingFree for 5 clients; Pro $14/month or $140/yearFree (500 invoices/year, 2 users)
G2 RatingNot yet verifiedNot yet verified
Best ForCost-conscious freelancers and small agencies that want full invoicing features for $140 a year, and technical users who want to self-host.Freelancers and small businesses that send up to about 40 invoices a month and want reminders, a client portal and recurring billing without a subscription.

Pros and cons

Invoice Ninja

Pros

  • Pro is $140/year for unlimited clients and invoices
  • Recurring billing, client portal and quotes even on the free plan
  • Choose your own payment gateway
  • Self-hosting option with no subscription

Cons

  • Free plan has no automatic late reminders and shows Invoice Ninja branding
  • No built-in payment processor, so you set up a gateway account
  • Not a full accounting tool; you will still need bookkeeping software

Zoho Invoice

Pros

  • No subscription at all
  • Reminders, client portal and recurring billing are free
  • Low ACH cost through Zoho Payments
  • Grows into Zoho Books or Zoho Billing later

Cons

  • Base currency only
  • 500 invoices a year and 2 users
  • Zoho branding on invoices
  • ACH through Zoho Payments must be requested

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