Invoice Ninja vs Zoho Invoice
Compare with for .
Invoice Ninja
49%
match · $168/yr
Zoho Invoice
71%
match · $0/yr
What matters most?
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What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Invoice Ninja
Pro
Flat price, whole team$14.00
× 12 months$168.00
Per year
$1.40 per person / mo
$168
Zoho Invoice
Free
Free to use$0.00
Per year
$0
Free to start
Invoice Ninja
From $14Free plan
Cost-conscious freelancers and small agencies that want full invoicing features for $140 a year, and technical users who want to self-host.
vs
Zoho Invoice
From FreeFree plan
Freelancers and small businesses that send up to about 40 invoices a month and want reminders, a client portal and recurring billing without a subscription.
Side by side
| Invoice Ninja | Zoho Invoice | |
|---|---|---|
| Pricing | Free for 5 clients; Pro $14/month or $140/year | Free (500 invoices/year, 2 users) |
| G2 Rating | Not yet verified | Not yet verified |
| Best For | Cost-conscious freelancers and small agencies that want full invoicing features for $140 a year, and technical users who want to self-host. | Freelancers and small businesses that send up to about 40 invoices a month and want reminders, a client portal and recurring billing without a subscription. |
Pros and cons
Invoice Ninja
Pros
- Pro is $140/year for unlimited clients and invoices
- Recurring billing, client portal and quotes even on the free plan
- Choose your own payment gateway
- Self-hosting option with no subscription
Cons
- Free plan has no automatic late reminders and shows Invoice Ninja branding
- No built-in payment processor, so you set up a gateway account
- Not a full accounting tool; you will still need bookkeeping software
Zoho Invoice
Pros
- No subscription at all
- Reminders, client portal and recurring billing are free
- Low ACH cost through Zoho Payments
- Grows into Zoho Books or Zoho Billing later
Cons
- Base currency only
- 500 invoices a year and 2 users
- Zoho branding on invoices
- ACH through Zoho Payments must be requested