Invoice Ninja
Pro
Flat price, whole team$14.00
× 12 months$168.00
Per year
$1.40 per person / mo
$168
Invoice Ninja vs Wave
Compare with for .
Invoice Ninja
71%
match · $168/yr
Wave
70%
match · $228/yr
What matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Smaller bill
Wave
Pro
Flat price, whole team$19.00
× 12 months$228.00
Per year
$1.90 per person / mo
$228
Invoice Ninja
From $14Free plan
Cost-conscious freelancers and small agencies that want full invoicing features for $140 a year, and technical users who want to self-host.
vs
Wave
From $19Free plan
G2 4.3 · 327 reviewsSole proprietors and very small businesses that want free unlimited invoicing plus simple bookkeeping.
Side by side
| Invoice Ninja | Wave | |
|---|---|---|
| Pricing | Free for 5 clients; Pro $14/month or $140/year | Free; Pro $19/month or $190/year |
| G2 Rating | Not yet verified | 4.3 (327 reviews) |
| Best For | Cost-conscious freelancers and small agencies that want full invoicing features for $140 a year, and technical users who want to self-host. | Sole proprietors and very small businesses that want free unlimited invoicing plus simple bookkeeping. |
Pros and cons
Invoice Ninja
Pros
- Pro is $140/year for unlimited clients and invoices
- Recurring billing, client portal and quotes even on the free plan
- Choose your own payment gateway
- Self-hosting option with no subscription
Cons
- Free plan has no automatic late reminders and shows Invoice Ninja branding
- No built-in payment processor, so you set up a gateway account
- Not a full accounting tool; you will still need bookkeeping software
Wave
Pros
- Unlimited invoices and clients for $0
- Pro is cheap at $190/year
- Bookkeeping included
- Card fixed fee waived on the first 10 Pro transactions each month
Cons
- Higher $0.60 fixed card fee than Stripe-based tools
- ACH costs 1% with no cap
- No time tracking or client portal
- Automated reminders tied to Pro or online payments
Emily Rodriguez