Zoho Books
Standard
Flat price, whole team$15.00
× 12 months$180.00
Per year
$1.50 per person / mo
$180
3 users
Zoho Books vs Wave
Compare with for .
Zoho Books
79%
match · $180/yr
Wave
71%
match · $228/yr
What matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Smaller bill
Wave
Pro
Flat price, whole team$19.00
× 12 months$228.00
Per year
$1.90 per person / mo
$228
Zoho Books
From $15Free plan
G2 4.4 · 329 reviewsBudget-conscious small businesses, especially those already using other Zoho apps, that want multicurrency and inventory at a low price.
vs
Wave
From $19Free plan
G2 4.3 · 327 reviewsSole proprietors and very small service businesses that mainly need invoices and a simple set of books at little or no cost.
Side by side
 Zoho Books | Wave | |
|---|---|---|
| Pricing | Free; paid from $15/month (billed annually) | Free; Pro $19/month or $190/year |
| G2 Rating | 4.4 (329 reviews) | 4.3 (327 reviews) |
| Best For | Budget-conscious small businesses, especially those already using other Zoho apps, that want multicurrency and inventory at a low price. | Sole proprietors and very small service businesses that mainly need invoices and a simple set of books at little or no cost. |
Pros and cons
Zoho Books
Pros
- Lowest price for multicurrency and inventory ($40/month billed annually)
- Generous free plan for very small businesses
- Deep automation and customization on higher plans
- Works closely with Zoho CRM, Zoho Inventory and other Zoho apps
Cons
- Yearly invoice and bill caps on every plan
- Free plan has no bank feeds
- Payroll is not part of Zoho Books
- Fewer US accountants know it than QuickBooks or Xero
Wave
Pros
- Free plan has no invoice cap
- Pro costs $19/month or $190/year
- Payroll available in the same product
Cons
- No automatic bank imports on the free plan
- No inventory or project tracking
- Support hours are limited (weekdays, Eastern time)
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