Square
Plus
Flat price, whole team$49.00
× 12 months$588.00
Per year
$4.90 per person / mo
$588
Square vs Clover
Compare with for .
Square
71%
match · $588/yr
Clover
32%
match · $2,388/yr
What matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Smaller bill
Clover
Entry plan
Flat price, whole team$199.00
× 12 months$2,388.00
Per year
$19.90 per person / mo
$2,388
Square
From $49Free plan
Most small businesses that want to start for $0 a month, keep the option to grow into paid features, and avoid a long contract. Works for retail counters, cafes, quick-service food, salons and mobile sellers.
vs
Clover
From $199
Shops and restaurants that want solid countertop hardware, a lower 2.3% + 10¢ in-person rate on growth plans, and are comfortable with a 36-month hardware subscription or buying devices outright.
Side by side
| Square | Clover | |
|---|---|---|
| Pricing | Free plan; Plus $49/month per location | Go reader $199 with $0/month Starter plan |
| G2 Rating | Not yet verified | Not yet verified |
| Best For | Most small businesses that want to start for $0 a month, keep the option to grow into paid features, and avoid a long contract. Works for retail counters, cafes, quick-service food, salons and mobile sellers. | Shops and restaurants that want solid countertop hardware, a lower 2.3% + 10¢ in-person rate on growth plans, and are comfortable with a 36-month hardware subscription or buying devices outright. |
Pros and cons
Square
Pros
- Real $0 plan with no monthly fee
- Flat, published rates with no contract
- Cheapest entry hardware among the full POS systems here ($59 reader)
- Fits many business types from one account
Cons
- Free plan has a higher online rate (3.3% + 30¢)
- Plus and Premium charge per location, so multi-site costs add up
- Keyed payments cost 3.5% + 15¢
- Kitchen display and kiosk software cost extra per device
Clover
Pros
- Lower 2.3% + 10¢ in-person rate on growth plans
- Good, durable countertop and handheld hardware
- $0/month Starter plan with the Go reader or Compact
- Bundles for both retail and restaurants
Cons
- Hardware subscriptions run 36 months and cannot be canceled
- Terms and fees differ depending on which bank or reseller sells it
- Growth plan software fees ($84.95 to $129.85/month) are high
- Devices only work with Clover processing
Marcus Williams