Square
Plus
Flat price, whole team$49.00
× 12 months$588.00
Per year
$4.90 per person / mo
$588
Square vs Lightspeed Retail
Compare with for .
Square
71%
match · $588/yr
Lightspeed Retail
44%
match · $1,068/yr
What matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Smaller bill
Lightspeed Retail
Entry plan
Flat price, whole team$89.00
× 12 months$1,068.00
Per year
$8.90 per person / mo
$1,068
Square
From $49Free plan
Most small businesses that want to start for $0 a month, keep the option to grow into paid features, and avoid a long contract. Works for retail counters, cafes, quick-service food, salons and mobile sellers.
vs
Lightspeed Retail
From $89
Independent retailers with large or complex inventory (apparel, bikes, sporting goods, specialty shops) who need purchasing, variants and stock control more than a free plan.
Side by side
| Square | Lightspeed Retail | |
|---|---|---|
| Pricing | Free plan; Plus $49/month per location | From $89/month billed annually ($109 monthly) |
| G2 Rating | Not yet verified | Not yet verified |
| Best For | Most small businesses that want to start for $0 a month, keep the option to grow into paid features, and avoid a long contract. Works for retail counters, cafes, quick-service food, salons and mobile sellers. | Independent retailers with large or complex inventory (apparel, bikes, sporting goods, specialty shops) who need purchasing, variants and stock control more than a free plan. |
Pros and cons
Square
Pros
- Real $0 plan with no monthly fee
- Flat, published rates with no contract
- Cheapest entry hardware among the full POS systems here ($59 reader)
- Fits many business types from one account
Cons
- Free plan has a higher online rate (3.3% + 30¢)
- Plus and Premium charge per location, so multi-site costs add up
- Keyed payments cost 3.5% + 15¢
- Kitchen display and kiosk software cost extra per device
Lightspeed Retail
Pros
- Lowest published in-person card rate here (1.5% through Lightspeed Payments)
- Strongest inventory and purchasing tools in this list
- Built-in ecommerce and supplier catalogs
- Annual billing saves up to 18%
- 24/7 support
Cons
- Highest starting software price here ($89 to $109/month)
- Hardware prices are quote-only
- Keyed and online rates are not published on the pricing page
- More setup work than Square or SumUp
Marcus Williams