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E-commerce

Toast vs Lightspeed Retail

Compare with for 10 people.

Toast
32%
match · quote
Lightspeed Retail
48%
match · $1,068/yr

Lightspeed Retail is the better fit.

It publishes its prices; the other needs a sales quote.

How we work out the match
What matters most?
Fine-tune

What you'd pay

Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.

Toast
Sales quote
No public priceask sales
Per year
Quote

No public price

Lightspeed Retail
Entry plan
Flat price, whole team$89.00
× 12 months$1,068.00
Per year
$8.90 per person / mo
$1,068

Choose a tool

Toast

From Custom

Restaurants, cafes, bars and food trucks that want a POS built only for food service, with online ordering, kitchen screens and payroll available from one vendor.

Lightspeed Retail

From $89

Independent retailers with large or complex inventory (apparel, bikes, sporting goods, specialty shops) who need purchasing, variants and stock control more than a free plan.

Side by side

ToastLightspeed Retail
PricingFrom $0/month (Starter Kit, pay-as-you-go)From $89/month billed annually ($109 monthly)
G2 RatingNot yet verifiedNot yet verified
Best ForRestaurants, cafes, bars and food trucks that want a POS built only for food service, with online ordering, kitchen screens and payroll available from one vendor.Independent retailers with large or complex inventory (apparel, bikes, sporting goods, specialty shops) who need purchasing, variants and stock control more than a free plan.

Pros and cons

Toast

Pros

  • Deepest restaurant feature set in this list
  • $0 starter option for a single location
  • Offline mode for card payments
  • Payroll and team tools from the same vendor

Cons

  • Works only on Toast hardware, so you cannot reuse it if you leave
  • Processing fixed fee, keyed rate and contract terms are quote-only
  • Pay-as-you-go rate of 3.09% gets expensive as sales grow
  • Little reason to choose it outside food service

Lightspeed Retail

Pros

  • Lowest published in-person card rate here (1.5% through Lightspeed Payments)
  • Strongest inventory and purchasing tools in this list
  • Built-in ecommerce and supplier catalogs
  • Annual billing saves up to 18%
  • 24/7 support

Cons

  • Highest starting software price here ($89 to $109/month)
  • Hardware prices are quote-only
  • Keyed and online rates are not published on the pricing page
  • More setup work than Square or SumUp

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