Toast
Sales quote
No public priceask sales
Per year
Quote
No public price
Toast vs Clover
Compare with for .
Toast
32%
match · quote
Clover
48%
match · $2,388/yr
Clover is the better fit.
It publishes its prices; the other needs a sales quote.
How we work out the matchWhat matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Clover
Entry plan
Flat price, whole team$199.00
× 12 months$2,388.00
Per year
$19.90 per person / mo
$2,388
Toast
From Custom
Restaurants, cafes, bars and food trucks that want a POS built only for food service, with online ordering, kitchen screens and payroll available from one vendor.
vs
Clover
From $199
Shops and restaurants that want solid countertop hardware, a lower 2.3% + 10¢ in-person rate on growth plans, and are comfortable with a 36-month hardware subscription or buying devices outright.
Side by side
| Toast | Clover | |
|---|---|---|
| Pricing | From $0/month (Starter Kit, pay-as-you-go) | Go reader $199 with $0/month Starter plan |
| G2 Rating | Not yet verified | Not yet verified |
| Best For | Restaurants, cafes, bars and food trucks that want a POS built only for food service, with online ordering, kitchen screens and payroll available from one vendor. | Shops and restaurants that want solid countertop hardware, a lower 2.3% + 10¢ in-person rate on growth plans, and are comfortable with a 36-month hardware subscription or buying devices outright. |
Pros and cons
Toast
Pros
- Deepest restaurant feature set in this list
- $0 starter option for a single location
- Offline mode for card payments
- Payroll and team tools from the same vendor
Cons
- Works only on Toast hardware, so you cannot reuse it if you leave
- Processing fixed fee, keyed rate and contract terms are quote-only
- Pay-as-you-go rate of 3.09% gets expensive as sales grow
- Little reason to choose it outside food service
Clover
Pros
- Lower 2.3% + 10¢ in-person rate on growth plans
- Good, durable countertop and handheld hardware
- $0/month Starter plan with the Go reader or Compact
- Bundles for both retail and restaurants
Cons
- Hardware subscriptions run 36 months and cannot be canceled
- Terms and fees differ depending on which bank or reseller sells it
- Growth plan software fees ($84.95 to $129.85/month) are high
- Devices only work with Clover processing
Marcus Williams