Clover
Entry plan
Flat price, whole team$199.00
× 12 months$2,388.00
Per year
$19.90 per person / mo
$2,388
Clover vs Lightspeed Retail
Compare with for .
Clover
39%
match · $2,388/yr
Lightspeed Retail
59%
match · $1,068/yr
Lightspeed Retail is the better fit.
It costs $1,320 less a year for 10 people.
How we work out the matchWhat matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Lightspeed Retail
Entry plan
Flat price, whole team$89.00
× 12 months$1,068.00
Per year
$8.90 per person / mo
$1,068
Clover
From $199
Shops and restaurants that want solid countertop hardware, a lower 2.3% + 10¢ in-person rate on growth plans, and are comfortable with a 36-month hardware subscription or buying devices outright.
vs
Lightspeed Retail
From $89
Independent retailers with large or complex inventory (apparel, bikes, sporting goods, specialty shops) who need purchasing, variants and stock control more than a free plan.
Side by side
| Clover | Lightspeed Retail | |
|---|---|---|
| Pricing | Go reader $199 with $0/month Starter plan | From $89/month billed annually ($109 monthly) |
| G2 Rating | Not yet verified | Not yet verified |
| Best For | Shops and restaurants that want solid countertop hardware, a lower 2.3% + 10¢ in-person rate on growth plans, and are comfortable with a 36-month hardware subscription or buying devices outright. | Independent retailers with large or complex inventory (apparel, bikes, sporting goods, specialty shops) who need purchasing, variants and stock control more than a free plan. |
Pros and cons
Clover
Pros
- Lower 2.3% + 10¢ in-person rate on growth plans
- Good, durable countertop and handheld hardware
- $0/month Starter plan with the Go reader or Compact
- Bundles for both retail and restaurants
Cons
- Hardware subscriptions run 36 months and cannot be canceled
- Terms and fees differ depending on which bank or reseller sells it
- Growth plan software fees ($84.95 to $129.85/month) are high
- Devices only work with Clover processing
Lightspeed Retail
Pros
- Lowest published in-person card rate here (1.5% through Lightspeed Payments)
- Strongest inventory and purchasing tools in this list
- Built-in ecommerce and supplier catalogs
- Annual billing saves up to 18%
- 24/7 support
Cons
- Highest starting software price here ($89 to $109/month)
- Hardware prices are quote-only
- Keyed and online rates are not published on the pricing page
- More setup work than Square or SumUp
Marcus Williams