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E-commerce

Stripe Billing vs Paddle

Compare with for 10 people.

Stripe Billing
40%
match · quote
Paddle
40%
match · quote

Too close to call.

Read both reviews before you decide.

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What you'd pay

Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.

Stripe Billing
Sales quote
No public priceask sales
Per year
Quote

No public price

Paddle
Sales quote
No public priceask sales
Per year
Quote

No public price

Choose a tool

Stripe Billing

From Custom

Small and growing businesses, SaaS or ecommerce outside Shopify, that already take payments with Stripe and want subscriptions with no monthly fee and room to grow.

Paddle

From Custom

Software, SaaS and digital product sellers who sell to many countries and want someone else to handle sales tax, VAT, fraud and chargebacks.

Side by side

Stripe BillingPaddle
Pricing0.7% of billing volume, no monthly fee5% + 50¢ per transaction, no monthly fee
G2 RatingNot yet verifiedNot yet verified
Best ForSmall and growing businesses, SaaS or ecommerce outside Shopify, that already take payments with Stripe and want subscriptions with no monthly fee and room to grow.Software, SaaS and digital product sellers who sell to many countries and want someone else to handle sales tax, VAT, fraud and chargebacks.

Pros and cons

Stripe Billing

Pros

  • No monthly fee on pay as you go: you pay 0.7% only when you bill
  • Smart Retries and dunning are included, not an upsell
  • Huge developer ecosystem and clear public pricing for every add-on
  • Tax and revenue recognition can be added later without switching tools

Cons

  • Add-ons stack up: Billing, Tax and Revenue Recognition are each priced separately
  • Not a merchant of record: you still register for and file sales tax and VAT yourself
  • Best experience assumes Stripe Payments; other processors are an extra-cost feature
  • No native Shopify subscription app

Paddle

Pros

  • Merchant of record removes most sales tax and VAT registration and filing work
  • One all-in price includes payments, tax, dunning and chargebacks
  • No monthly fee, so cost scales with sales
  • Retain dunning is included rather than a paid add-on

Cons

  • 5% + 50¢ is the highest per-transaction cost here once you compare like for like at volume
  • Software and digital products only: physical goods are prohibited
  • Less control over checkout and customer relationship because Paddle is the seller
  • No ASC 606 revenue recognition module listed on its pricing or Billing pages

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