OnPay
Entry plan
Flat price, whole team$49.00
× 12 months$588.00
Per year
$4.90 per person / mo
$588
OnPay vs Rippling
Compare with for .
OnPay
75%
match · $588/yr
Rippling
68%
match · $960/yr
What matters most?
Fine-tune
What you'd pay
Entry plan for 10 people, billed yearly where offered. Prices checked Oct 2026.
Smaller bill
Rippling
Entry plan
$8.00 × 10 seats$80.00
× 12 months$960.00
Per year
$8.00 per person / mo
$960
Plus a base fee
OnPay
From $49
G2 4.8 · 415 reviewsSmall businesses that want low-cost, full-service payroll across one or several states, with human support for every customer.
vs
Rippling
From $8
G2 4.8 · 13,636 reviewsFast-growing companies that want payroll, HR, app access and devices managed from one employee record, including multi-state and international teams.
Side by side
| OnPay | Rippling | |
|---|---|---|
| Pricing | $49/mo + $6/worker | From $8/employee/mo + base fee (quote) |
| G2 Rating | 4.8 (415 reviews) | 4.8 (13,636 reviews) |
| Best For | Small businesses that want low-cost, full-service payroll across one or several states, with human support for every customer. | Fast-growing companies that want payroll, HR, app access and devices managed from one employee record, including multi-state and international teams. |
Pros and cons
OnPay
Pros
- Multi-state and local taxes included in the base plan
- Same phone, chat and email support for all clients
- Free setup and data migration
- One simple plan with published pricing
Cons
- HR and time tracking cost extra
- Smaller integration ecosystem than Gusto or Rippling
- No published international contractor or EOR offering
Rippling
Pros
- One record drives payroll, HR, apps and devices
- Scales to multi-state, multi-entity and global teams
- Strong automation and reporting
- Buy only the modules you need
Cons
- No public price list beyond the $8 starting figure
- More setup decisions than a payroll-first tool
- Costs climb as you add modules
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Stay with Gusto if you are a small US business that wants simple payroll and benefits with public prices. Pick OnPay to save money, Rippling to run HR, IT and payroll in one system, or Deel to pay people abroad.
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+1
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